302 W Plain St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 302 W Plain St, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,468 sqft · built 1936
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jan 2023)
Tax Bill$2,757 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30000062012500

Property Details

APN / Parcel Number

Primary APN30000062012500

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,468 sqft Living Area
1st Floor Area874 sqft
Basement Area874 sqft
Unfinished Basement874 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions76 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 W PLAIN ST
CityEATON RAPIDS
StateMI
Zip48827-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTRD
Legal DescriptionS 10 FEET OF LOT 9 EXCEPT W 40 FEET. LOT 12 EXCEPT W 40 FEET. BLOCK 20 O.P. CITY OF EATON RAPIDS
Legal SubdivisionEATON RAPIDS
Legal Block20
Legal Lot Number9,12
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2021
Census Tract21302

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address302 W PLAIN ST, EATON RAPIDS, MI 48827-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Deed Book / Page3034 / 777
Prior Transfer DateJul 2, 2012
Prior Transfer Doc2400/1199
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateJan 3, 2023
Property Address302 W PLAIN ST, EATON RAPIDS, MI 48827-1440
Document Number003034/777
Book / Page3034 / 777
Instrument DateDec 30, 2022
Transaction TypeTransfer
Record UpdatedJan 13, 2023
Title CompanyNOT AVAILABLE, MAIN STREET ESCROW AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 W PLAIN ST, EATON RAPIDS, MI 48827-1440

Mortgage

Document Number0030340780
DateJan 3, 2023
Instrument3034-0780
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityEaton Rapids City
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,600 (+3.16%)$155,826 (-) Land $22,446 Building $133,380
2025$2,757.00 (-0.07%) Homeowner's exemption$79,100 (+20.21%)$155,826 (+18.41%) Land $22,446 Building $133,380
2024$2,759.00 (+39.98%)
2023$65,800$131,600
2022$1,971.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EATON RAPIDS
serves 5,340 people · EPA ID MI0002020
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.46 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: AT&T, T-Mobile.

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