302 W O St, Lyman, NE 69352 Property Records

Scotts Bluff County property record for 302 W O St, Lyman, NE 69352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1940
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Tax Bill	$945 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2017 Line of Credit + 1 more
APN	`1665-34-0-03124-002-0012`

Property Details

APN / Parcel Number

Primary APN	`1665-34-0-03124-002-0012`
Alternative APN	`010293620`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	302 W O ST
City	LYMAN
State	NE
Zip	69352-2385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LTS 7-12, BLK 2, ORIGINAL TOWN ADD
Legal Range	58W
Legal Township	23N
Legal Section	34
Legal Subdivision	ORIGINAL TOWN
Legal Block	2
Legal Lot Number	7-12
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	KIOWA
Census Block Group	3
Census Block	3074
Census Tract	953100

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 W O ST, LYMAN, NE 69352-2385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	302 W O ST, LYMAN, NE 69352-2385
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W O ST, LYMAN, NE 69352-2385

Mortgage

Document Number	20214686
Date	Aug 16, 2021
Instrument	2021-4686

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	302 W O ST, LYMAN, NE 69352-2385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171690
Date	Apr 3, 2017
Instrument	2017-1690

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	302 W O ST, LYMAN, NE 69352-2385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193750
Date	Sep 4, 2019
Instrument	2019-3750

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Lyman Village
Unified School District	Morrill Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,615 (-) Land $14,000 Building $50,615	$64,615 (-) Land $14,000 Building $50,615
2025	$945.00 (+13.17%)	$64,615 (+64.1%) Land $14,000 Building $50,615	$64,615 (+64.1%) Land $14,000 Building $50,615
2023	$835.00	$39,375 Land $3,010 Building $36,365	$39,375 Land $3,010 Building $36,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF LYMAN serves 325 people · EPA ID NE3115710
Water Source	Purchased groundwater from WESTERN NE JOINT WATER BOARD
Last State Inspection	Apr 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fiber · Fixed Wireless	2,000 / 2,000
Windbreak Cable Cable	1,024 / 200
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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