302 W 9th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 302 W 9th St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1965
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Dec 2021)
Tax Bill	$770 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000637-23-3`

Property Details

APN / Parcel Number

Primary APN	`000637-23-3`
Alternative APNs	`0981200004000 61206189` `098-12-00-004.000` `000652223`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Lot Area	27,878 sqft (0.639 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0981200004000 61206189
Street Address	302 W 9TH ST
City	GAFFNEY
State	SC
Zip	29340-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	302 W 9TH ST 6B 45/ P 4 X 86 FM MORGAN $162000
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2003
Census Tract	970302

Owner

302 W 9th St is owned and occupied by an individual who bought it in December 2021.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	302 W 9TH ST # C, C, GAFFNEY, SC 29340-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional with PMI MIDLAND MTG
Mar 14, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Nov 19, 2009 · Amount on File
Deed Document Number	0001421192
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	05066
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	302 W 9TH ST, GAFFNEY, SC 29340-2304
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W 9TH ST, GAFFNEY, SC 29340-2304

Mortgage

Document Number	0001631120
Date	Aug 10, 2023
Book Page	163/1120
Instrument	202300004522

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 9, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	302 W 9TH ST, GAFFNEY, SC 29340-2304
Document Number	0001161234
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W 9TH ST GAFFNEY SC 293402304, GAFFNEY, SC 29340-2304

Mortgage

Document Number	0001161234
Date	Oct 3, 2019
Book Page	000116/001234
Instrument	4987

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 14, 2019
Property Address	302 W 9TH ST, GAFFNEY, SC 29340-2304
Document Number	0001102324
Book / Page	000110 / 002324
Instrument Date	Mar 14, 2019
Instrument	1121
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CANDLEWOOD LN GAFFNEY SC 293412810, GAFFNEY, SC 29341-2810

Tax Assessment & Valuation

The 2025 property tax bill for 302 W 9th St was $770 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$770.00 Homeowner's exemption	$5,820 Land $520 Building $5,300	$145,400 Land $13,000 Building $132,400
2023	$652.00	$5,820 Land $520 Building $5,300	$145,400 Land $13,000 Building $132,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 W 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 W 9th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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