302 W 3rd St, Panama, NE 68419 Property Records

Lancaster County property record for 302 W 3rd St, Panama, NE 68419

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 2,774 sqft · built 1920
Lot Size	7.57 acres (330,072 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2025)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-03-300-025-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-300-025-000`
Alternative APN	`111123`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,774 sqft Gross Area
1st Floor Area	1,338 sqft
Basement Area	1,338 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	330,072 sqft (7.57 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 W 3RD ST
City	PANAMA
State	NE
Zip	68419-9616
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	R1
Legal Description	S3, T7, R8, 6TH PRINCIPAL MERIDIAN, IRREGULAR TRACT TO PANAMA LOT 37 & LOT 110 SW
Legal Range	8E
Legal Township	7N
Legal Section	3
Legal Subdivision	6TH PRINCIPAL MERIDIAN
Legal Lot Number	37
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3026
Census Tract	10402

Owner

302 W 3rd St, an agricultural property, is owned by two individuals who bought it in November 2025.

Source: Lancaster County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 W 3RD ST, PANAMA, NE 68419-9616
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FIRST CU
Nov 4, 2025	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Deed Document Number	202540274
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 24, 2025
Property Address	302 W 3RD ST, PANAMA, NE 68419-9616
Document Number	0000040274
Instrument Date	Nov 13, 2025
Instrument	2025040274
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000040275
Date	Nov 24, 2025
Instrument	2025040275

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	12-Month MTA
Margin	3
Max Rate	12.6%

November 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER NE
Recording Date	Nov 4, 2025
Property Address	302 W 3RD ST, PANAMA, NE 68419-9616
Document Number	0000037620
Instrument Date	Mar 9, 2023
Instrument	2025037620
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 302 W 3rd St was $3,595.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00	$295,500 Land $98,100 Building $197,400	$295,500 Land $98,100 Building $197,400
2023	$4,124.00	$255,100 Land $93,900 Building $161,200	$255,100 Land $93,900 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 W 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Big Red Communications, GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures