302 Thomas St, Staunton, VA 24401 Property Records

Staunton City property record for 302 Thomas St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,079 sqft · built 1967
Lot Size	0.308 acres (13,395 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (May 2020)
Tax Bill	$2,345 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8267`

Property Details

APN / Parcel Number

Primary APN	`8267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,079 sqft
Basement Area	1,079 sqft
Finished Basement	372 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	13,395 sqft (0.308 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 THOMAS ST
City	STAUNTON
State	VA
Zip	24401-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 18-A LOT 1 SEC B
Legal Subdivision	OVERBROOK
Legal Block	18
Legal Lot Number	1
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1015
Census Tract	300

Owner

302 Thomas St is owned and occupied by an individual who bought it in May 2020.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	302 THOMAS ST, STAUNTON, VA 24401-2632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 5, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	20201086
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0000002141
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	302 THOMAS ST, STAUNTON, VA 24401-2632
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001329
Date	Apr 25, 2022
Instrument	220001329

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	May 5, 2020
Property Address	302 THOMAS ST, STAUNTON, VA 24401-2632
Document Number	200001086
Map Reference	MB 157 PG 310
Instrument Date	Apr 28, 2020
Instrument	200001086
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	COURT SQUARE TITLE AGENCY LLC, COURT SQUARE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 THOMAS ST, STAUNTON, VA 24401-2632

Mortgage

Document Number	200001087
Date	May 5, 2020
Instrument	200001087

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 302 Thomas St was $2,345.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,345.00	$257,770 Land $59,970 Building $197,800	$257,770 Land $59,970 Building $197,800
2023	$2,044.00	$229,700 Land $52,600 Building $177,100	$229,700 Land $52,600 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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