Hancock County property record for 302 Third St, Bay Saint Louis, MS 39520
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 1 ba · 2,060 sqft · built 1996 |
| Lot Size | 0.161 acres (7,056 sqft) |
| Owner | Company Name on File |
| Last Sale | $22,152 (Feb 2022) |
| Tax Bill | $2,852 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 149N-0-30-078.000 |
| Primary APN | 149N-0-30-078.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,060 sqft Adjusted Area |
| 1st Floor Area | 2,000 sqft |
| Basement Area | 2,000 sqft |
| Unfinished Basement | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,056 sqft (0.161 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 302 THIRD ST |
|---|---|
| City | BAY SAINT LOUIS |
| State | MS |
| Zip | 39520-4231 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PT 30 4TH WARD BAY ST LOUIS |
| Legal Range | 13W |
| Legal Township | 08S |
| Legal Section | 30 |
| Legal Subdivision | BAY ST LOUIS |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30101 |
302 Third St, a duplex, is owned by a company that bought it in February 2022.
Source: Hancock County records, as of February 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 309 THIRD ST, BAY SAINT LOUIS, MS 39520-4230 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Mar 24, 2021 |
| Deed Book / Page | 2022 / 1704 |
| Prior Transfer Date | Mar 12, 2021 |
| Prior Transfer Doc | 2021004328 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 302 Third St was $2,852.
Source: Hancock County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Bay St. Louis City |
| County | Hancock County |
| Unified School District | Bay St. Louis-Waveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,852.00 | $24,805 Land $7,380 Building $17,425 | $165,367 Land $49,200 Building $116,167 |
| 2023 | $2,759.00 | $23,994 Land $7,380 Building $16,614 | $159,961 Land $49,200 Building $110,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Third St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 34 condo units |
| Nearby Flood Claims | 3 (2005–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Third St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY ST LOUIS serves 9,284 people · EPA ID MS0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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