302 Sunset Dr, Polo, IL 61064 Property Records

Ogle County property record for 302 Sunset Dr, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2026)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-327-026`

Property Details

APN / Parcel Number

Primary APN	`14-09-327-026`

Exterior

Lot Area	55,757 sqft (1.28 acres)

Location & Zoning

Street Address	302 SUNSET DR
City	POLO
State	IL
Zip	61064-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 7&9 PLOTS OF BUFFALO BEG NE COR LT 3 SUB N238.42, W214.09, S353.83, E39.78, N116.58, E174.09 TO POB ALSO LT 3 DIEHL SU
Legal Range	08
Legal Township	23
Legal Section	09
Legal Subdivision	DIEHL SUB
Legal Lot Number	3,7,9
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2001
Census Tract	961500

Owner

Source: Ogle County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 SUNSET DR, POLO, IL 61064-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SHANNON POLO
May 8, 2018	Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	20263340
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000002002
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 7, 2026
Property Address	302 SUNSET DR, POLO, IL 61064-1030
Document Number	0000003340
Instrument Date	Jun 30, 2026
Instrument	20263340
Transaction Type	Transfer
Record Updated	Aug 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,572.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 SUNSET DR, POLO, IL 61064-1030

Mortgage

Date	Jul 7, 2026

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 26, 2022
Property Address	302 SUNSET DR, POLO, IL 61064-1030
Document Number	0000002471
Map Reference	DOC 436020
Instrument Date	Apr 18, 2022
Instrument	202202471
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 SUNSET DR, POLO, IL 61064-1030

Mortgage

Document Number	0000002472
Date	Apr 26, 2022
Instrument	202202472

Lender

Name	FIRST STATE BANK SHANNON POLO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	May 8, 2018
Property Address	302 SUNSET DR, POLO, IL 61064-1030
Document Number	0000002460
Map Reference	PG 6 DOC 436020
Instrument Date	May 4, 2018
Instrument	201802460
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SUNSET DR, POLO, IL 61064-1030

Mortgage

Document Number	0000002461
Date	May 8, 2018
Instrument	201802461

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Municipality	Polo City
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (+18.98%)	$60,334 (+6.6%) Land $13,768 Building $46,566	$181,002 (+6.6%) Land $41,304 Building $139,698
2023		$56,601 Land $11,895 Building $44,706	$169,803 Land $35,685 Building $134,118
2022	$4,177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO serves 2,355 people · EPA ID IL1410450
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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