302 Summit Ave, West Reading (Reading), PA 19611 Property Records

Berks County property record for 302 Summit Ave, West Reading, PA 19611

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1929
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Jul 2020)
Tax Bill$1,445 (2026)
Deeds & MortgagesAug 2026 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5306-58-74-4362

Property Details

APN / Parcel Number

Primary APN5306-58-74-4362
Alternative APNs
  • 18-5306-58-74-4362
  • 18652775
  • 652775

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area912 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18652775
Street Address302 SUMMIT AVE
CityWEST READING
StatePA
Zip19611-2075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block74
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1048
Census Tract2900

Owner

Source: Berks County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 SUMMIT AVE, WEST READING, PA 19611-2075
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
RIVERFRONT FEDERAL CREDIT UNION
Jul 6, 2020Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Deed Document Number202021952
Prior Transfer DateDec 31, 2013
Prior Transfer Doc0000001791
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Recording DateAug 6, 2026
Property Address302 SUMMIT AVE, WEST READING, PA 19611-2075
Document Number0000025899
Instrument DateAug 1, 2026
Instrument202625899
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 SUMMIT AVE, WEST READING, PA 19611-2075

Mortgage

Document Number0000025899,
DateAug 6, 2026
Instrument202625899
Lender
NameRIVERFRONT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 18, 2036
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 6, 2020
Property Address302 SUMMIT AVE, WEST READING, PA 19611-2075
Document Number0000021952
Instrument DateJun 30, 2020
Instrument2020021952
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 SUMMIT AVE, WEST READING, PA 19611-2075

Mortgage

Document Number0000021953
DateJul 6, 2020
Instrument2020021953
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,445.00 (+6.64%) Homeowner's exemption$51,200 (-) Land $15,000 Building $36,200$15,000 (-70.7%) Land $15,000
2024$1,355.00$51,200 Land $15,000 Building $36,200
1994$51,200 Land $15,000 Building $36,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2006)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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