302 Sumac Trl, Copperas Cove, TX 76522 Property Records

Coryell County property record for 302 Sumac Trl, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,688 sqft · built 2005
Lot Size	0.19 acres (8,271 sqft)
Owner	Individual Name on File
Last Sale	$98,400 (Jun 2019)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-50-86-6620`

Property Details

APN / Parcel Number

Primary APN	`1-50-86-6620`
Alternative APN	`138624`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,271 sqft (0.19 acres)
Lot Dimensions	107 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 SUMAC TRL
City	COPPERAS COVE
State	TX
Zip	76522-7586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS PHS 1, BLOCK 1, LOT 32, ACRES .1899
Legal Subdivision	THE MEADOWS PHS 1
Legal Phase	1
Legal Tract	32
Legal Block	1
Legal Lot Number	32
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	2
Census Block	2029
Census Tract	10604

Owner

302 Sumac Trl is owned by an individual who bought it in June 2019.

Source: Coryell County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1821, COPPERAS COVE, TX 76522-5821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 27, 2019	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS INC
Feb 21, 2019	Vendor's Lien, Transfer · Commercial Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	2019317747
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000317747
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	302 SUMAC TRL, COPPERAS COVE, TX 76522-7586
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319933
Date	Sep 5, 2019
Instrument	319933

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2049

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 27, 2019
Property Address	302 SUMAC TRL, COPPERAS COVE, TX 76522-7586
Document Number	0000317747
Map Reference	CAB B SL 581
Instrument Date	Jun 20, 2019
Instrument	317747
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	NOT AVAILABLE, CATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4264 FM 2808, 4264, KEMPNER, TX 76539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N WARREN ST APT 17, 17, HELENA, MT 59601-4031

Mortgage

Document Number	0000317748
Date	Jun 27, 2019
Instrument	317748

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Feb 21, 2019
Property Address	302 SUMAC TRL, COPPERAS COVE, TX 76522-7586
Document Number	0000314230
Map Reference	CAB B SL 581
Instrument Date	Feb 15, 2019
Instrument	314230
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14972 BNDLEWOOD DR, 14972, CARMEL, IN 46033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42104 FM 2808, KEMPNER, TX 76539

Mortgage

Document Number	0000314231
Date	Feb 21, 2019
Instrument	314231

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Sumac Trl was $4,650, up 11.5% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,650.00 (+11.46%)	$230,780 Land $20,000 Building $210,780	$230,780 Land $20,000 Building $210,780
2024	$4,172.00 (+0.65%)
2023	$4,145.00 (-0.55%) Homeowner's exemption	$210,570 Land $20,000 Building $190,570	$210,570 Land $20,000 Building $190,570
2022	$4,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Sumac Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Sumac Trl is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSEY WSC serves 963 people · EPA ID TX0500005
Water Source	Purchased surface water from CITY OF COPPERAS COVE
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Brightspeed.

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