Rowan County property record for 302 Sugar Br, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,920 sqft · built 2004 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-00 00 003.06 |
| Primary APN | 100-00 00 003.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6764 |
|---|---|
| Street Address | 302 SUGAR BR |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .550A+- & .434A+- 1 APT BLDG SUGAR BRANCH 100-3.07 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950302 |
302 Sugar Br, a single family home, is owned by two individuals.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 NICHOLS BR, CLEARFIELD, KY 40313-9729 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000208569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 8, 2026 |
| Property Address | 302 SUGAR BR, CLEARFIELD, KY 40313-9726 |
| Document Number | 0002045864 |
| Book / Page | 492 / 587 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20262045864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 551 NICHOLS BR, CLEARFIELD, KY 40313-9729 |
| Document Number | 0002045864, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 492/587 |
| Instrument | 20262045864 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Mar 26, 2033 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 302 Sugar Br was $908.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 | $108,500 Land $12,500 Building $96,000 | $108,500 Land $12,500 Building $96,000 |
| 2023 | $924.00 | $108,500 Land $12,500 Building $96,000 | $108,500 Land $12,500 Building $96,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Sugar Br in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Sugar Br is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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