302 Spring St, Mount Airy, NC 27030 Property Records

Surry County property record for 302 Spring St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 1906
Lot Size	0.662 acres (28,837 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2026)
Tax Bill	$1,315 (2026)
Deeds & Mortgages	May 2026 Sale & Construction Loan Aug 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5020-15-73-2278`

Property Details

APN / Parcel Number

Primary APN	`5020-15-73-2278`
Alternative APNs	`100098196` `100123331` `100130990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,981 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	28,837 sqft (0.662 acres)
Lot Width	199 ft Width
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	565 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100130990
Street Address	302 SPRING ST
City	MOUNT AIRY
State	NC
Zip	27030-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	302 OFF SPRING ST
Legal Subdivision	MT AIRY CENTER
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1019
Census Tract	930400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Airy Historic District (Boundary Decrease) listed 2021 · 175 contributing resources · NRIS 85002931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

302 Spring St is owned by an individual who bought it in May 2026.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	30 ZENITH LOOP, NEWPORT NEWS, VA 23601-1270
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Construction Mortgage SWBC MORTGAGE CORPORATION
Aug 12, 2016	Warranty Deed, Transfer · FHA Mortgage CAROLINA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Nov 7, 2024 · Amount on File
Deed Document Number	2026733429
Deed Book / Page	1973 / 71
Prior Transfer Date	Apr 4, 2012
Prior Transfer Doc	1397/0973
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	May 1, 2026
Property Address	302 SPRING ST, MOUNT AIRY, NC 27030-4634
Document Number	0000733429
Book / Page	1973 / 71
Instrument Date	Apr 27, 2026
Instrument	2026.733429
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ZENITH LOOP, NEWPORT NEWS, VA 23601-1270
Investor	Possibly a Property Investor

Mortgage

Document Number	0000733430,
Date	May 1, 2026
Instrument	2026.733430

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 12, 2016
Property Address	302 SPRING ST, MOUNT AIRY, NC 27030-4634
Document Number	1565/0057
Book / Page	1565 / 0057
Instrument Date	Aug 12, 2016
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SPRING ST, MOUNT AIRY, NC 27030-4634

Mortgage

Document Number	01565/0061
Date	Aug 12, 2016
Book Page	1565/0061

Lender

Name	CAROLINA BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 302 Spring St was $1,315.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,315.00	$114,450 (-44.84%) Land $12,000 Building $102,450	$114,450 (-44.84%) Land $12,000 Building $102,450
2025	$1,315.00	$207,480 Land $12,000 Building $195,480	$207,480 Land $12,000 Building $195,480
2023	$631.00	$114,450 Land $12,000 Building $102,450	$114,450 Land $12,000 Building $102,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Spring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: AT&T, Surry Telephone.

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