302 Speer St, Opp, AL 36467 Property Records

Covington County property record for 302 Speer St, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,406 sqft · built 1960
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Sep 2014)
Tax Bill	$442 (2025)
Deeds & Mortgages	Sep 2014 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-29-4-001-023.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-29-4-001-023.000`
Alternative APNs	`11092940010230000` `1109294001023000` `23246430`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	522 sqft
Carport	Carport
Carport Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23246430
Street Address	302 SPEER ST
City	OPP
State	AL
Zip	36467-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2014/12761 9/16/14 LTS 3 & 4 TYSON SUBDIVISION BOOK 2, PAGE 75.SEC 29 T4N R18E.
Legal Range	18E
Legal Township	04N
Legal Section	29
Legal Subdivision	TYSONISION
Legal Lot Number	3-4
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2033
Census Tract	962500

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1062, OPP, AL 36467-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Prior Sale	Mar 28, 2007
Deed Book / Page	2014 / 12761
Record Updated	Sep 20, 2026

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 19, 2014
Property Address	302 SPEER ST, OPP, AL 36467-1513
Document Number	2014/12761
Book / Page	2014 / 12761
Map Reference	MB 2 PG 75
Instrument Date	Sep 16, 2014
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 SPEER ST, OPP, AL 36467-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 LAKEVIEW DR, OPP, AL 36467-3220

Mortgage

Document Number	0201412765
Date	Sep 19, 2014
Instrument	2014/12765

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Sep 16, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+7.8%) Homeowner's exemption	$26,452 (+125.32%) Land $1,000 Building $25,452	$132,260 (+12.64%) Land $5,000 Building $127,260
2024	$410.00 (+18.16%) Homeowner's exemption	$11,740 (+16.05%) Land $500 Building $11,240	$117,420 (+16.07%) Land $5,000 Building $112,420
2023	$347.00 (+5.47%) Homeowner's exemption	$10,116 (+5.05%) Land $440 Building $9,676	$101,160 (+5.05%) Land $4,400 Building $96,760
2022	$329.00 Homeowner's exemption	$9,630 Land $410 Building $9,220	$96,300 Land $4,100 Building $92,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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