302 Smith Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 302 Smith Ct, Edgewater, NJ 07020 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Townhouse
Year Built	Built 2000
Square Footage	1,646 sqft Living Area
Lot Size	257 sqft (0.006 acres)
Occupancy	Owner Occupied
Last Sale	$775,000 (2026)
Tax Bill	$11,094.00 (2025)

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00085-01-00002-0000-CR302

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 SMITH CT, EDGEWATER, NJ 07020-1659
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Feb 04, 2002 · Amount on Record
Deed Doc Number	202616533
Deed Book / Page	5745 / 415
Record Refreshed	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 12, 2026
Property Address	302 SMITH CT, EDGEWATER, NJ 07020-1659
Document Number	0057450415
Book / Page	5745 / 415
Instrument Date	Feb 25, 2026
Instrument	2026016533
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7601 RIVER RD APT 927, 927, NORTH BERGEN, NJ 07047-6376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SMITH CT, EDGEWATER, NJ 07020-1659

Mortgage

Document Number	2026016534
Date	Mar 12, 2026
Instrument	2026016534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 01, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,700 (+4.94%) Land $285,000 Building $422,700	$707,700 (+4.94%) Land $285,000 Building $422,700
2025	$11,094.00 (+6.04%)	$674,400 (+5%) Land $275,000 Building $399,400	$674,400 (+5%) Land $275,000 Building $399,400
2024	$10,462.00 (+2.78%)
2023		$642,300 Land $260,000 Building $382,300	$642,300 Land $260,000 Building $382,300
2022	$10,179.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CR302`
Alternative APN	`1300085000100002 CR302`

Interior

Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse Style
Lot Area	257 sqft (0.006 acres)

Location & Zoning

Street Address	302 SMITH CT
City	EDGEWATER
State	NJ
Zip	07020-1659
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PKG 692
Legal Block	85.1
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Minor Civil Division	EDGEWATER
Census Blockgroup	1
Census Block	1003
Census Tract	13003