302 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 302 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,441 sqft · built 1972
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2020)
Tax Bill	$6,660 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`13-00876-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`13-00876-0000-00006`
Alternative APNs	`130087600006` `00057154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00057154
Street Address	302 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	95 X 100
Legal Subdivision	SEA VIEW MANOR
Legal Block	876
Legal Lot Number	6
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	4
Census Block	4017
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 1, 2020	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Nov 14, 2018	Deed, Transfer · FmHA Mortgage PACIFIC UNION FINANCIAL LLC
May 15, 2018	Deed, Transfer · Commercial Mortgage LENDING HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202054657
Deed Book / Page	17906 / 1057
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841

Mortgage

Document Number	0195310198
Date	Nov 8, 2023
Book Page	19531/198
Instrument	2023083618

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	AKRON, MI 48701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jun 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 1, 2020
Property Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841
Document Number	0179061057
Book / Page	17906 / 1057
Instrument Date	May 22, 2020
Instrument	2020054657
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	HOMECOMING TTL & SETMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 FULLRIGGER AVE, 20, BARNEGAT, NJ 08005-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841

Mortgage

Document Number	2020054658
Date	Jun 1, 2020
Instrument	2020054658

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 14, 2018
Property Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841
Document Number	0172991602
Book / Page	17299 / 1602
Map Reference	MAP F-93
Instrument Date	Oct 26, 2018
Instrument	2018111806
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	RIVER EDGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.80
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 LEONARD ST, 132, LAKEWOOD, NJ 08701-2049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841

Mortgage

Document Number	2018111807
Date	Nov 14, 2018
Instrument	2018111807

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 15, 2018
Property Address	302 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1841
Document Number	0171151910
Book / Page	17115 / 1910
Map Reference	MAP NO F-93
Instrument Date	May 8, 2018
Instrument	2018047435
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	TITLE ISSUES AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LEONARD ST, LAKEWOOD, NJ 08701-2049
Investor	Possibly a Property Investor

Mortgage

Document Number	0171151916
Date	May 15, 2018
Book Page	17115/1916
Instrument	2018047436

Lender

Name	LENDING HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,500 (-) Land $81,000 Building $162,500	$243,500 (-) Land $81,000 Building $162,500
2025	$6,660.00 (+7.94%)	$243,500 (-) Land $81,000 Building $162,500	$243,500 (-) Land $81,000 Building $162,500
2024	$6,170.00 (+11.98%)
2023		$243,500 Land $81,000 Building $162,500	$243,500 Land $81,000 Building $162,500
2022	$5,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	229 (1989–2025)
Claims Outside the SFHA	8 of 229
Most Recent Claim	May 2025
Claims by Event	Hurricane Sandy, Nov 2012 · 161 claims Severe Storms And Flooding, Mar 2010 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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