302 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 302 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1997
Lot Size	1.77 acres (77,480 sqft)
Owner	Trust Name on File
Last Sale	$55,000 (Jul 1995)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:132 B:51`

Property Details

APN / Parcel Number

Primary APN	`WEST M:132 B:51`
Alternative APNs	`M:132 B:51 L` `18122800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	4,790 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,480 sqft (1.77 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18122800
Street Address	302 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3921
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	51
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3000
Census Tract	50902

Owner

302 Shore Rd, a residential property, is held in a trust since February 2023.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1643 SE BALLANTRAE BLVD, PORT SAINT LUCIE, FL 34952-6051
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 1995 · Amount on File
Deed Sale	Jul 24, 1995 · Amount on File
Deed Book / Page	563 / 304
Last Transfer Date	Feb 8, 2023
Transfer Doc	02023-1512
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 10, 2023
Property Address	302 SHORE RD, WESTERLY, RI 02891-3921
Document Number	02023-1512
Book / Page	2023 / 1512
Instrument Date	Feb 8, 2023
Instrument	2023-386
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SHORE RD, WESTERLY, RI 02891-3921

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	302 SHORE RD, WESTERLY, RI 02891-3921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-7749
Date	Apr 29, 2020
Book Page	2020/7749
Instrument	2020-1782

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 302 Shore Rd was $5,862.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00	$824,500 Land $387,000 Building $437,500	$825,414
2023	$5,856.00 (+0.64%)	$608,700 (-) Land $272,400 Building $336,300
2022	$5,819.00	$608,700 Land $272,400 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Shore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Shore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Rd

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