Burke County property record for 302 Shamrock Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,398 sqft · built 1978 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2024) |
| Tax Bill | $1,213 (2026) |
| Deeds & Mortgages | Dec 2024 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2702105335 |
| Primary APN | 2702105335 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 1,398 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 500 sqft |
| Canopy | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 302 SHAMROCK DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 302 SHAMROCK DR MORGANTON, NC 28655 |
| Legal Subdivision | SHAMROCK SPRING SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21301 |
302 Shamrock Dr is owned and occupied by an individual who bought it in January 2024.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 19, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 19, 2024 | Quit Claim Deed, Foreclosure Quitclaim |
| Sep 8, 2023 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 2024441 |
| Deed Book / Page | 2725 / 856 |
| Prior Transfer Date | Jan 2, 2024 |
| Prior Transfer Doc | 0027250846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Document Number | 0027780774 |
|---|---|
| Date | Dec 2, 2024 |
| Book Page | 2778/774 |
| Instrument | 2024010698 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Max Rate | 11.1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 19, 2024 |
| Property Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Document Number | 0027250856 |
| Book / Page | 2725 / 856 |
| Map Reference | MB 6 PG 72 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2024000441 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS ROAD #200A200A, 200A200A, MORGANTON, NC 28655 |
| Name | Verified Name |
|---|---|
| Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Document Number | 2024000442 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2024000442 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 19, 2024 |
| Property Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Document Number | 0027250846 |
| Book / Page | 2725 / 846 |
| Map Reference | MB 6 PG 72 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2024000439 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 8, 2023 |
| Property Address | 302 SHAMROCK DR, MORGANTON, NC 28655-7634 |
| Document Number | 0027040715 |
| Book / Page | 2704 / 715 |
| Map Reference | MB 6 PG 72 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023008328 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 302 Shamrock Dr was $1,213, down 9.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,213.00 (-9.27%) | $170,445 (-) Land $24,378 Building $146,067 | $170,445 (-) Land $24,378 Building $146,067 |
| 2025 | $1,337.00 | $170,445 Land $24,378 Building $146,067 | $170,445 Land $24,378 Building $146,067 |
| 2023 | $1,162.00 (+0.26%) | $170,191 (+25.62%) Land $24,378 Building $145,813 | $170,191 (+25.62%) Land $24,378 Building $145,813 |
| 2022 | $1,159.00 | $135,484 Land $18,614 Building $116,870 | $135,484 Land $18,614 Building $116,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Shamrock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 Shamrock Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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