302 S Veronica Ct, Saint Joseph, MI 49085 Property Records

Berrien County property record for 302 S Veronica Ct, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,485 sqft · built 1960
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on File
Last Sale$82,900 (Aug 1993)
Tax Bill$3,982 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN76-1220-0011-00-3

Property Details

APN / Parcel Number

Primary APN76-1220-0011-00-3
Alternative APN
  • 11-76-1220-0011-00-3

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
Basement Area1,485 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Lot Area15,987 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 S VERONICA CT
CitySAINT JOSEPH
StateMI
Zip49085-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionLOT 11 COLBY HGTS SUBDN
Legal SubdivisionCOLBY HGTS SUBDN
Legal Lot Number11
Legal Unit11
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1013
Census Tract900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address302 S VERONICA CT, SAINT JOSEPH, MI 49085-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 1993 · Amount on File
Deed SaleAug 2, 1993 · Amount on File
Prior SaleJan 16, 1987 · Amount on File
Deed Book / Page1589 / 99
Last Transfer DateDec 4, 2014
Transfer Doc03089/0397
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address302 S VERONICA CT, SAINT JOSEPH, MI 49085-2333
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03191/0313
DateDec 1, 2017
Book Page3191/0313
Instrument3191-0313
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueNov 12, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,400 (+16.38%)$390,800 (+16.38%)
2025$3,982.00 (+2.47%) Homeowner's exemption$167,900 (+46.13%)$335,800 (+46.13%)
2024$3,886.00 (+13.36%)
2023$114,900$229,800
2022$3,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1991–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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