302 S State St, Ephrata, PA 17522 Property Records

Lancaster County property record for 302 S State St, Ephrata, PA 17522

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 3,340 sqft · built 1910
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Apr 2020)
Tax Bill$5,063 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN260-50337-0-0000

Property Details

APN / Parcel Number

Primary APN260-50337-0-0000
Alternative APN
  • 2607M7D 9 10

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms10 Rooms
Units3 Units
Stories2 Stories
Building Area3,340 sqft Living Area
Gross Area5,290 sqft
1st Floor Area1,670 sqft
Upper Floors Area1,670 sqft
Basement Area1,670 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area364 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address302 S STATE ST
CityEPHRATA
StatePA
Zip17522-2333
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRMD
Legal Description302 S STATE ST
Legal Lot Number10
JurisdictionLANCASTER PA
Township / Civil DivisionEPHRATA
Census Block Group4
Census Block4007
Census Tract12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 S STATE ST, EPHRATA, PA 17522-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Apr 20, 2020Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleJun 15, 2012 · Amount on Record
Deed Document Number20206517963
Prior Transfer DateJun 16, 2010
Prior Transfer Doc0005863303
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address302 S STATE ST, EPHRATA, PA 17522-2333
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 S STATE ST, EPHRATA, PA 17522-2333

Mortgage

Document Number0006767538
DateJan 4, 2024
Instrument6767538
Lender
NameFULTON BANK NA
TypeBank
AddressLITITZ, PA 17543
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANCASTER PA
Recording DateApr 20, 2020
Property Address302 S STATE ST, EPHRATA, PA 17522-2333
Document Number0006517963
Instrument DateApr 15, 2020
Instrument6517963
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyREGAL ABSTRACT LANCASTER, REGAL ABS LANCASTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address302-304 S STATE ST EPHRATA PA 175222333, EPHRATA, PA 17522-2333

Mortgage

Document Number6517964
DateApr 20, 2020
Instrument6517964
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityEphrata Borough
Unified School DistrictEphrata Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,400 (-) Land $37,000 Building $169,400$206,400 (-) Land $37,000 Building $169,400
2025$5,063.00 (+2.3%)
2024$4,949.00$206,400 Land $37,000 Building $169,400
2018$206,400 Land $37,000 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Most Recent ClaimSep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPHRATA AREA JOINT AUTHORITY
serves 24,500 people · EPA ID PA7360045
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
Upward Broadband
Fixed Wireless
100 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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