Broadwater County property record for 302 S Spruce St, Townsend, MT 59644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,591 sqft · built 1920 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,814 (Apr 2026) |
| Tax Bill | $1,345 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0007C00358 |
| Primary APN | 0007C00358 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| 1st Floor Area | 909 sqft |
| Basement Area | 530 sqft |
| Finished Basement | 530 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Pole Barn | 1,104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0007C00358 |
|---|---|
| Street Address | 302 S SPRUCE ST |
| City | TOWNSEND |
| State | MT |
| Zip | 59644-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNSEND ORIGINAL TOWNSITE, S31, T07 N, R02 E, BLOCK 46, LOT 29-32 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 31 |
| Legal Subdivision | TOWNSEND ORIGINAL TOWNSITE |
| Legal Block | 46 |
| Legal Lot Number | 29-32 |
| Jurisdiction | BROADWATER MT |
| Township / Civil Division | TOWNSEND EAST |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 100 |
302 S Spruce St is owned and occupied by an individual who bought it in April 2026.
Source: Broadwater County records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 S SPRUCE ST, TOWNSEND, MT 59644-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Mar 26, 2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROADWATER MT |
| Recording Date | Apr 24, 2026 |
| Property Address | 302 S SPRUCE ST, TOWNSEND, MT 59644-2808 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | ROCKY MOUNTAIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 302 S SPRUCE ST, TOWNSEND, MT 59644-2808 |
| Date | Apr 24, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 302 S Spruce St was $1,345, down 30.1% from the year before.
Source: Broadwater County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Broadwater County |
| Municipality | Townsend City |
| Unified School District | Townsend K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345.00 (-30.09%) | $323,200 (-) | |
| 2025 | $1,924.00 | $323,200 | $323,200 Land $85,580 Building $237,620 |
| 2023 | $2,746.00 | $313,800 | $313,800 Land $70,360 Building $243,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 S Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 S Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOWNSEND serves 2,000 people · EPA ID MT0000344 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Blackfoot Telephone Cooperative, Montana Internet.
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