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302 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 302 S Michelle Ave, Kerman, CA 93630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,403 sqft · built 2021
Lot Size0.378 acres (16,443 sqft)
Owner2 Individual Names on Record
Last Sale$531,500 (Feb 2021)
Tax Bill$7,062 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-340-09S

Property Details

APN / Parcel Number

Primary APN020-340-09S
Alternative APN
  • 02034009

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,403 sqft Living Area
1st Floor Area3,403 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area16,443 sqft (0.378 acres)
Lot Dimensions189 ft deep x 87 ft wide
Garage Area1,033 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address302 S MICHELLE AVE
CityKERMAN
StateCA
Zip93630-7637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 16 TRACT 5480
Legal Tract5480
Legal Lot Number16
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group2
Census Block2008
Census Tract4004

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 S MICHELLE AVE, KERMAN, CA 93630-7637
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Line of Credit
EDUCATIONAL EMPLOYEES CU
Feb 12, 2021Grant Deed, Transfer · Conventional Mortgage
INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Prior SaleAug 12, 2008
Deed Document Number202123154
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address302 S MICHELLE AVE, KERMAN, CA 93630-7637
Transaction TypeMortgage
Record UpdatedJul 7, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 S MICHELLE AVE, KERMAN, CA 93630-7637

Mortgage

Document Number0000082710
DateJun 24, 2022
Instrument2022-0082710
Lender
NameEDUCATIONAL EMPLOYEES CU
TypeCredit Union
AddressFRESNO, CA 93755
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 23, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateFeb 12, 2021
Property Address302 S MICHELLE AVE, KERMAN, CA 93630-7637
Document Number0000023154
Map ReferenceVOL 75 PG 1&2
Instrument DateDec 27, 2020
Instrument2021-0023154
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address302 S MICHELLE AVE, KERMAN, CA 93630-7637

Mortgage

Document Number0000023155
DateFeb 12, 2021
Instrument2021-0023155
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$620,149 (+2%) Land $121,447 Building $498,702
2025$7,062.00 (+4.54%)$607,990 (+4.04%) Land $119,066 Building $488,924
2023$6,755.00 (+6.58%)$584,384 Land $114,444 Building $469,940
2022$6,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KERMAN
serves 17,256 people · EPA ID CA1010018
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Kerman Telephone
Fiber · DSL · Fixed Wireless in parts of the area		1,000 / 1,000
unWired Broadband
Fixed Wireless		1,000 / 1,000
Cal.net
Fixed Wireless		100 / 20

May also be available: Verizon.

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