302 S McCoy Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 302 S McCoy Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,452 sqft · built 1977
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2026)
Tax Bill	$1,918 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`331 108`

Property Details

APN / Parcel Number

Primary APN	`331 108`
Alternative APN	`6255109`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	20.5 ft deep x 8 ft wide
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	120 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	302 S MCCOY RD
City	SALISBURY
State	NC
Zip	28144-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	51303

Owner

302 S McCoy Rd is owned and occupied by an individual who bought it in July 2026.

Source: Rowan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	302 S MCCOY RD, SALISBURY, NC 28144-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 28, 2019	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Book / Page	1486 / 727
Prior Transfer Date	Nov 21, 2003
Prior Transfer Doc	0994000076
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 8, 2026
Property Address	302 S MCCOY RD, SALISBURY, NC 28144-2224
Document Number	1486000727
Book / Page	1486 / 727
Instrument Date	Jul 8, 2026
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S MCCOY RD, SALISBURY, NC 28144-2224

Mortgage

Document Number	1486000728,
Date	Jul 8, 2026
Book Page	1486/728

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1486000729,
Date	Jul 8, 2026
Book Page	1486/729

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 28, 2019
Property Address	302 S MCCOY RD, SALISBURY, NC 28144-2224
Document Number	0013330495
Book / Page	001333 / 000495
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 OLD MOCKSVILLE RD SALISBURY NC 281448847, SALISBURY, NC 28144-8847

Mortgage

Document Number	13330496
Date	Aug 28, 2019
Book Page	001333/000496

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 302 S McCoy Rd was $1,918.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,918.00	$160,422 (-) Land $22,200 Building $138,222	$160,422 Land $22,200 Building $138,222
2025	$1,918.00	$160,422 Land $22,200 Building $138,222
2023	$1,918.00	$160,422 Land $22,200 Building $138,222	$160,422 Land $22,200 Building $138,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 S McCoy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 98 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 S McCoy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	25 / 3

May also be available: Hotwire Communications, Spectrum, T-Mobile, Verizon.

Nearby Properties on S McCoy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures