302 S Main St, Malvern, AR 72104 Property Records

Hot Spring County property record for 302 S Main St, Malvern, AR 72104

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,382 sqft · built 1900
Lot Size	0 acres (26 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jan 2023)
Tax Bill	$648 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`700-01202-000`

Property Details

APN / Parcel Number

Primary APN	`700-01202-000`
Alternative APN	`18794`

Interior

Stories	1 Story
Building Area	2,382 sqft Total Area

Exterior

Year Built	Built 1900
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Pier/Post & Beam
Roof Material	Tar & Gravel
Lot Area	26 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 S MAIN ST
City	MALVERN
State	AR
Zip	72104-3737
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	N1/2 LOT 7 BLOCK 37 (KBOK)
Legal Range	17W
Legal Township	04S
Legal Section	22
Legal Subdivision	LUND & HILL (ORIGINAL TOWN)
Legal Block	37
Legal Lot Number	7
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	1
Census Block	1020
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malvern Commercial Historic District listed 2015 · 26 contributing resources · NRIS 15000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hot Spring County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 DEANWOOD TER, HOT SPRINGS, AR 71901-7264
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Jan 24, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE MALVERN NATIONAL BANK
Nov 26, 2018	Warranty Deed, Transfer ARKANSAS TITLE GROUP LLC
Nov 26, 2018	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2023-000347
Deed Book / Page	374 / 263
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	302 S MAIN ST, MALVERN, AR 72104-3737
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 ALICANTE RD, HOT SPRINGS, AR 71909-4202

Mortgage

Document Number	000492/714
Date	May 6, 2021
Book Page	492/714
Instrument	2021-000591

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MALVERN, AR 72104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 27, 2036

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Jan 24, 2023
Property Address	302 S MAIN ST, MALVERN, AR 72104-3737
Document Number	000374/263
Book / Page	374 / 263
Instrument Date	Jan 20, 2023
Instrument	2023-000347
Transaction Type	Construction Loan
Record Updated	Mar 19, 2024
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$419.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAINTREE CT, HOT SPRINGS, AR 71901-7341

Mortgage

Document Number	2023000348
Date	Jan 24, 2023
Instrument	2023-000348

Lender

Name	THE MALVERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2024

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Nov 26, 2018
Property Address	302 S MAIN ST, MALVERN, AR 72104-3737
Document Number	349/570
Book / Page	349 / 570
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ARKANSAS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$217.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S MAIN ST, 302, MALVERN, AR 72104-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S MAIN ST, MALVERN, AR 72104-3737

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Nov 26, 2018
Property Address	302 S MAIN ST, MALVERN, AR 72104-3737
Document Number	000349/570
Book / Page	349 / 570
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ARKANSAS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S MAIN ST, 302, MALVERN, AR 72104-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S MAIN ST, MALVERN, AR 72104-3737

Mortgage

Document Number	467/310
Date	Nov 26, 2018
Book Page	467/310

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MALVERN, AR 72104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 20, 2023

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Municipality	Malvern City
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00	$11,455 (-) Land $575 Building $10,880
2023	$648.00	$11,455 Land $575 Building $10,880	$57,275 Land $2,875 Building $54,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATERWORKS serves 14,410 people · EPA ID AR0000237
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Central Connect.

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