302 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 302 S Main St, Algonquin, IL 60102

Property Summary

Property TypeCommercial
Details2,648 sqft
Lot Size0.202 acres (8,804 sqft)
OwnerCompany Name on File
Last Sale$450,000 (Jun 2014)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-34-110-008

Property Details

APN / Parcel Number

Primary APN19-34-110-008

Interior

Stories2 Stories
Building Area2,648 sqft

Exterior

Lot Area8,804 sqft (0.202 acres)
Lot Dimensions132 ft deep x 67 ft wide

Location & Zoning

Street Address302 S MAIN ST
CityALGONQUIN
StateIL
Zip60102-2641
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2014R0019574 LT 8 BLK 7 PLUMLEIGHS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionPLUMLEIGHS ADD
Legal Block7
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1037
Census Tract871311

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedGeister, Christian, House
listed 2007 · 1 contributing resources · NRIS 07000453

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address740 SARATOGA CIR, ALGONQUIN, IL 60102-6807
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2014 · Amount on Record
Deed SaleJun 19, 2014 · Amount on Record
Prior SaleMar 22, 2004 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address302 S MAIN ST, ALGONQUIN, IL 60102-2641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012080
DateApr 7, 2020
Instrument2020R0012080
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 6, 2030
Interest
Rate5.35%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$112,924 Land $22,851 Building $90,073$338,772 Land $68,553 Building $270,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on S Main St

Nearby Streets

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