302 S Lacy Dr, Waco, TX 76705 Property Records

McLennan County property record for 302 S Lacy Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,690 sqft · built 1949
Lot Size	0.854 acres (37,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Sep 2025 Sale Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-004100-000100-4`

Property Details

APN / Parcel Number

Primary APN	`20-004100-000100-4`
Alternative APNs	`2000410000010040111` `111853`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	37,200 sqft (0.854 acres)
Garage Type	Carport
Garage Area	594 sqft
Carport	Carport
Carport Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Patio Area	300 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 S LACY DR
City	WACO
State	TX
Zip	76705-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROYALS LOT 1 BLOCK A ACRES .854
Legal Subdivision	ROYALS
Legal Block	A
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1026
Census Tract	1600

Owner

302 S Lacy Dr is owned and occupied by two individuals who acquired it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 S LACY DR, WACO, TX 76705-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Vendor's Lien, Transfer
Jun 24, 2022	Warranty Deed, Transfer · Line of Credit AUSTIN TELCO FCU
Jun 6, 2017	Trustee's Deed, Foreclosure · Commercial Mortgage AMERICAN BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	Jun 24, 2022
Deed Document Number	202528339
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0000004848
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 16, 2025
Property Address	302 S LACY DR, WACO, TX 76705-1725
Document Number	0000028339
Map Reference	FILE 2022026043
Instrument Date	Sep 2, 2023
Instrument	2025028339
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 BOSQUE BLVD, WACO, TX 76710-5029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S LACY DR, WACO, TX 76705-1725

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2022
Property Address	302 S LACY DR, WACO, TX 76705-1725
Document Number	0000026043
Map Reference	FILE 2021019824
Instrument Date	Jun 17, 2022
Instrument	2022026043
Transaction Type	Transfer
Record Updated	Jul 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 E NAVARRO AVE, 601, MART, TX 76664-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 BOSQUE BLVD, WACO, TX 76710-5029

Mortgage

Document Number	0000026081
Date	Jun 24, 2022
Instrument	2022026081

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 5, 2032

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 6, 2017
Property Address	302 S LACY DR, WACO, TX 76705-1725
Document Number	0000018085
Instrument Date	Jun 6, 2017
Instrument	2017018085
Transaction Type	Foreclosure
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 ROSQUE, WACO, TX 76710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018037
Date	Jun 6, 2017
Instrument	2017018037

Lender

Name	AMERICAN BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 302 S Lacy Dr was $3,608, up 12.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,000 (-) Land $73,660 Building $114,340	$188,000 (-) Land $73,660 Building $114,340
2025	$3,608.00 (+12.12%)	$188,000 Land $73,660 Building $114,340	$188,000 Land $73,660 Building $114,340
2024	$3,218.00
2023		$154,440 Land $73,660 Building $80,780	$154,440 Land $73,660 Building $80,780
2022	$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 S Lacy Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 S Lacy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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