302 S Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 302 S Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1976
Lot Size	1.93 acres (84,289 sqft)
Owner	Individual Name on File
Last Sale	$350,500 (Apr 2021)
Tax Bill	$3,154 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-2S-28-0000-00822-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2S-28-0000-00822-0000`
Alternative APN	`S282030000008220000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	84,289 sqft (1.93 acres)
Lot Dimensions	369 ft deep x 262 ft wide
Garage Type	Attached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	144 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 S GARCON POINT RD
City	MILTON
State	FL
Zip	32583-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW DESCRIPTION FOR 2018 COMMENCE AT THE NORTHEAST CORNER OF SECTION 3, TOWNSHIP 2 SOUTH, RANGE 28 WEST, THENCE GO SOUTH 00 DEGREES 38 MINUTES 00 SECONDS EAST ALONG THE EAST LINE OF SAID SECTION 3 FOR A DISTANCE OF 1433.70 FEET; THENCE 90 WEST FOR
Legal Range	28W
Legal Township	2S
Legal Section	03
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1034
Census Tract	10710

Owner

302 S Garcon Point Rd is owned and occupied by an individual who bought it in April 2021.

Source: Santa Rosa County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6734 S GRANITE MOUNTAIN LN, SPOKANE, WA 99223-6037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE TRUST INC
May 17, 2019	Correction Deed CLEAR TITLE/NW FL LLC
Jan 11, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jan 11, 2018 · Amount on File
Deed Document Number	202128881
Deed Book / Page	4111 / 1861
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	0038300481
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2021
Property Address	302 S GARCON POINT RD, MILTON, FL 32583-7357
Document Number	0041111861
Book / Page	4111 / 1861
Instrument Date	Apr 26, 2021
Instrument	202128881
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,453.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 DESERT WILLOW AVE, 1026, DENHAM SPRINGS, LA 70726-2742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S GARCON POINT RD, MILTON, FL 32583-7357

Mortgage

Document Number	41111863
Date	Apr 30, 2021
Instrument	4111/1863

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 17, 2019
Property Address	302 S GARCON POINT RD, MILTON, FL 32583-7357
Document Number	0038300481
Book / Page	003830 / 000481
Instrument Date	May 17, 2019
Instrument	20553
Record Updated	Jul 2, 2019
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 S GARCON POINT RD MILTON FL 325837357, MILTON, FL 32583-7357

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 11, 2018
Property Address	302 S GARCON POINT RD, MILTON, FL 32583-7357
Document Number	0036931997
Book / Page	003693 / 001997
Instrument Date	Jan 10, 2018
Instrument	1389
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 S GARCON POINT RD MILTON FL 325837357, MILTON, FL 32583-7357

Mortgage

Document Number	36931999
Date	Jan 11, 2018
Book Page	003693/001999
Instrument	1390

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,040 (+2.9%)	$282,692 (+1.17%) Land $58,800 Building $223,892
2024	$3,154.00 (+6.37%) Homeowner's exemption	$266,317 (+3%)	$279,434 (+3.65%) Land $58,800 Building $220,634
2023	$2,965.00 (+2.63%) Homeowner's exemption	$258,560 (+3%)	$269,597 (+7.4%) Land $50,400 Building $219,197
2022	$2,889.00 Homeowner's exemption	$251,029	$251,029 Land $36,960 Building $214,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 S Garcon Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 S Garcon Point Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Garcon Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures