Geneva County property record for 302 S Commerce St, Geneva, AL 36340
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,972 sqft · built 1950 |
| Lot Size | 0.24 acres (10,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,000 (Jun 2024) |
| Tax Bill | $545 (2026) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1804204016005000 |
| Primary APN | 1804204016005000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| 1st Floor Area | 1,972 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,530 sqft (0.24 acres) |
| Lot Dimensions | 162 ft deep x 65 ft wide |
| Garage Area | 324 sqft |
| Porch | Slab |
| Porch Area | 138 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0000260310 |
|---|---|
| Street Address | 302 S COMMERCE ST |
| City | GENEVA |
| State | AL |
| Zip | 36340-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 80' SE OF INT S R/W E WALNUT AVE & W R/W S COMMERCE ST, SE 65', W 66', W 96', NW 65', E 96', NE 66' TO POB BEING PT LOT |
| Legal Range | 22E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Block | H |
| Legal Lot Number | 10,12 |
| Jurisdiction | GENEVA AL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 50300 |
Source: Geneva County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4564 COUNTY ROAD 6, BLACK, AL 36314-5020 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Deed Book / Page | 1233 / 431 |
| Prior Transfer Date | May 31, 2024 |
| Prior Transfer Doc | 1233000431 |
| Record Updated | Oct 29, 2026 |
Source: Geneva County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Geneva County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545.00 (+6.86%) | ||
| 2025 | $510.00 | $21,660 (+99.82%) Land $2,960 Building $18,700 | $108,300 (-) Land $14,800 Building $93,500 |
| 2024 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $10,840 (+18.08%) Land $1,480 Building $9,360 | $108,300 (+18.23%) Land $14,800 Building $93,500 |
| 2023 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $9,180 Land $1,480 Building $7,700 | $91,600 Land $14,800 Building $76,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 28 (1978–2013) |
| Claims Outside the SFHA | 18 of 28 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people · EPA ID AL0000622 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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