302 S Central St, Carson, IA 51525 Property Records

Pottawattamie County property record for 302 S Central St, Carson, IA 51525

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 980 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$2,457 (2021)
Deeds & Mortgages	Aug 2023 Foreclosure Jan 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`7440 02 356 004`

Property Details

APN / Parcel Number

Primary APN	`7440 02 356 004`
Alternative APN	`014 045 075 002475 000 000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	980 sqft Base Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	672 sqft
Porch	Porch
Porch Area	166 sqft
Patio Area	372 sqft

Location & Zoning

Street Address	302 S CENTRAL ST
City	CARSON
State	IA
Zip	51525-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARSON TOWN-ORIG PLAT LTS 1 & 2 BLK 10
Legal Range	40
Legal Township	74
Legal Section	02
Legal Subdivision	CARSON ORIGINAL TOWN
Legal Block	10
Legal Lot Number	1-2 2
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	CARSON
Census Block Group	1
Census Block	1079
Census Tract	21702

Owner

Source: Pottawattamie County records, as of April 26, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 S CENTRAL ST, CARSON, IA 51525-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage ARBOR BANK
Jan 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MIDSTATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 27, 2018
Last Transfer Date	Aug 2, 2023
Transfer Doc	0000007445
Record Updated	Jun 7, 2026

August 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Aug 2, 2023
Property Address	302 S CENTRAL ST, CARSON, IA 51525-4330
Document Number	0000007445
Instrument Date	Jul 31, 2023
Instrument	2023-07445
Transaction Type	Foreclosure
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S CENTRAL ST, CARSON, IA 51525-4330

Mortgage

Document Number	0000007446
Date	Aug 2, 2023
Instrument	2023-07446

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jan 7, 2019
Property Address	302 S CENTRAL ST, CARSON, IA 51525-4330
Instrument Date	Dec 21, 2018
Instrument	242
Transaction Type	Construction Loan
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302 S MYRTLE ST GLENWOOD IA 515341637, GLENWOOD, IA 51534-1637

Mortgage

Document Number	0000000242
Date	Jan 7, 2019
Instrument	242

Lender

Name	MIDSTATES BK
Type	Bank
Address	COUNCIL BLUFFS, IA 51503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2020

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of April 1, 2023

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carson City
County	Pottawattamie County
Unified School District	Riverside Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$150,100 (+50.7%) Land $14,700 Building $135,400	$150,100 (+50.7%) Land $14,700 Building $135,400
2022		$99,600 Land $12,100 Building $87,500
2021	$2,457.00		$99,600 Land $12,100 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON WATER SUPPLY serves 766 people · EPA ID IA7809078
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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