302 S 4th St, Champaign, IL 61820 Property Records

Champaign County property record for 302 S 4th St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.203 acres (8,830 sqft)
Owner	Company Name on File
Last Sale	$8,700 (May 2016)
Tax Bill	$35,807 (2024)
Deeds & Mortgages	Feb 2020 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-378-001`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-378-001`

Exterior

Architectural Style	Multi-Family
Lot Area	8,830 sqft (0.203 acres)

Location & Zoning

Street Address	302 S 4TH ST
City	CHAMPAIGN
State	IL
Zip	61820-4344
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 157 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M.
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	MASTER IN CHANCERY SUB
Legal Lot Number	157,1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3007
Census Tract	302

Owner

302 S 4th St, a commercial property, is owned by a company that bought it in May 2016.

Source: Champaign County records, as of May 16, 2025

Owner of Record	Company Name on File
Mailing Address	505 S 5TH ST, CHAMPAIGN, IL 61820-5564
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
Feb 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage LONGVIEW BANK
Feb 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage LONGVIEW BANK
Feb 19, 2019	Loan Modification, Mortgage LONGVIEW BK
Feb 21, 2018	Loan Modification, Mortgage LONGVIEW BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	20168318
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 S 4TH ST, CHAMPAIGN, IL 61820-4344
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002112
Date	Feb 10, 2020
Instrument	2020R02112

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly
Min Rate At Change	4%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 S 4TH ST, CHAMPAIGN, IL 61820-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003440
Date	Feb 28, 2017
Instrument	2017R03440

Lender

Name	LONGVIEW BANK
Address	OGDEN, IL 61859

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2018

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	302 S 4TH ST, CHAMPAIGN, IL 61820-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002110
Date	Feb 10, 2020
Instrument	2020R02110

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 7, 2025

Interest

Rate	3.6%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	302 S 4TH ST, CHAMPAIGN, IL 61820-4344
Document Number	0000002608
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number	0000002608
Date	Feb 26, 2019
Instrument	2608

Lender

Name	LONGVIEW BK
Address	ODGEN, IL 61859

Agreement

Term	12 Months
Due	Feb 25, 2020

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	302 S 4TH ST, CHAMPAIGN, IL 61820-4344
Document Number	0000002752
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number	0000002752
Date	Feb 26, 2018
Instrument	2752

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Term	12 Months
Due	Feb 25, 2019

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,310 Land $142,400 Building $307,910	$1,350,930 Land $427,200 Building $923,730
2024	$35,807.00
2022	$31,723.00	$344,980 Land $106,630 Building $238,350	$1,034,940 Land $319,890 Building $715,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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