302 S 3rd St, Breda, IA 51436 Property Records

Carroll County property record for 302 S 3rd St, Breda, IA 51436

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,415 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2026)
Tax Bill	$1,458 (2026)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0113233002`

Property Details

APN / Parcel Number

Primary APN	`0113233002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Basement Area	1,183 sqft
Finished Basement	275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	315 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	302 S 3RD ST
City	BREDA
State	IA
Zip	51436-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-85-36 IRR SUR NE NE SUB OF PT OF LOTS 17 & 20 LOT 2
Legal Range	36W
Legal Township	85N
Legal Section	13
Legal Subdivision	IRR SUR NE NE
Legal Lot Number	2,17,20
Jurisdiction	CARROLL IA
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1028
Census Tract	960200

Owner

302 S 3rd St is owned and occupied by an individual who bought it in April 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	302 S 3RD ST, BREDA, IA 51436-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Deed Document Number	2026957
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Apr 13, 2026
Property Address	302 S 3RD ST, BREDA, IA 51436-7701
Document Number	0000000957
Instrument Date	Apr 10, 2026
Instrument	2026.957
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S 3RD ST, BREDA, IA 51436-7701

Mortgage

Document Number	0000000958,
Date	Apr 13, 2026
Instrument	2026..958

Lender

Name	BREDA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 302 S 3rd St was $1,458 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Breda City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,458.00	$143,670 (-) Land $15,300 Building $128,370	$143,670 (-) Land $15,300 Building $128,370
2025	$1,458.00 Homeowner's exemption	$143,670 Land $15,300 Building $128,370	$143,670 Land $15,300 Building $128,370
2023		$114,550 (+6.01%) Land $15,300 Building $99,250	$114,550 Land $15,300 Building $99,250
2022		$108,060 Land $15,300 Building $92,760
2021			$108,060 Land $15,300 Building $92,760
2018	$1,280.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 S 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000