302 S 1st St, Harmon, IL 61042 Property Records

Lee County property record for 302 S 1st St, Harmon, IL 61042

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,005 sqft · built 1890
Lot Size0.405 acres (17,640 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Sep 2025)
Tax Bill$1,565 (2025)
Deeds & MortgagesSep 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN10-13-14-351-012

Property Details

APN / Parcel Number

Primary APN10-13-14-351-012
Alternative APNs
  • 120124
  • 172886

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories1 Story
Building Area1,005 sqft Living Area
Basement Area188 sqft
Unfinished Basement188 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood
Lot Area17,640 sqft (0.405 acres)
Lot Dimensions140 ft deep x 126 ft wide

Location & Zoning

Account Number172886
Street Address302 S 1ST ST
CityHARMON
StateIL
Zip61042-9441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEYER ADD LOTS 1 & 2 BLK 5 PER WILL (JESSIE BROWN)
Legal SubdivisionGEYER ADD
Legal Block5
Legal Lot Number1-2
JurisdictionLEE IL
Township / Civil DivisionHARMON
Census Block Group2
Census Block2096
Census Tract700

Owner

302 S 1st St is owned and occupied by two individuals who bought it in September 2025.

Source: Lee County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address302 S 1ST ST, HARMON, IL 61042-9441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Deed Document Number20253299
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE IL
Recording DateSep 5, 2025
Property Address302 S 1ST ST, HARMON, IL 61042-9441
Document Number0202503299
Instrument DateAug 9, 2025
Instrument202503299
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 S 1ST ST, HARMON, IL 61042-9441

Mortgage

Document Number0202503300
DateSep 5, 2025
Instrument202503300
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueSep 3, 2030
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 302 S 1st St was $1,565, up 14% from the year before.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLee County
County SubdivisionHarmon Township
MunicipalityHarmon Village
Unified School DistrictAmboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,565.00 (+13.98%)$22,116 (+1%) Land $2,864 Building $19,252$66,348 (+1%) Land $8,592 Building $57,756
2024$1,373.00$20,106 Land $2,604 Building $17,502$60,318 Land $7,812 Building $52,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 S 1st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 S 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARMON
serves 111 people · EPA ID IL1030300
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brightspeed
DSL
80 / 10
Verizon
Fixed Wireless
25 / 6
Rise Broadband
Fixed Wireless
25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 1st St

Nearby Streets

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