Wake County property record for 302 Rustic Ridge Rd, Cary, NC 27511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,820 sqft · built 1971 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,500 (Feb 2004) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0763.10-26-6323-000 |
| Primary APN | 0763.10-26-6323-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0002046 |
|---|---|
| Street Address | 302 RUSTIC RIDGE RD |
| City | CARY |
| State | NC |
| Zip | 27511-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO48 WISHING WELL VIL PT A SE1 |
| Legal Subdivision | WISHING WELL VIL |
| Legal Lot Number | 48 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 53507 |
302 Rustic Ridge Rd is owned and occupied by two individuals who bought it in February 2004.
Source: Wake County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 RUSTIC RIDGE RD, CARY, NC 27511-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2004 · Amount on File |
| Deed Sale | Feb 27, 2004 · Amount on File |
| Deed Book / Page | 10688 / 2565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 302 RUSTIC RIDGE RD, CARY, NC 27511-3750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 302 RUSTIC RIDGE RD, CARY, NC 27511-3750 |
| Document Number | 020122/422 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 20122/422 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 302 RUSTIC RIDGE RD, CARY, NC 27511-3750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 018846/351 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 18846/351 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 302 Rustic Ridge Rd was $3,165.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 | $366,986 Land $190,000 Building $176,986 | $366,986 Land $190,000 Building $176,986 |
| 2023 | $2,526.00 | $250,185 Land $118,000 Building $132,185 | $250,185 Land $118,000 Building $132,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Rustic Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (2003–2025) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Rustic Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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