302 Rock Cir, Lavaca, AR 72941 Property Records

Sebastian County property record for 302 Rock Cir, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 2023
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2023)
Tax Bill	$1,805 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`69242-0026-00000-00`

Property Details

APN / Parcel Number

Primary APN	`69242-0026-00000-00`
Alternative APN	`87506`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	87506
Street Address	302 ROCK CIR
City	LAVACA
State	AR
Zip	72941-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26
Legal Range	30
Legal Township	08
Legal Section	33
Legal Subdivision	RIVER POINTE-LAVACA
Legal Block	2
Legal Lot Number	26
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2054
Census Tract	10101

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 ROCK CIR, LAVACA, AR 72941-7021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 14, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Apr 5, 2022	Warranty Deed, Transfer · Line of Credit ARVEST BANK
Apr 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Apr 13, 2023 · Amount on Record
Deed Document Number	20237231
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 13, 2026
Property Address	302 ROCK CIR, LAVACA, AR 72941-7021
Document Number	0000007246
Instrument Date	Mar 31, 2026
Instrument	20267246
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007246,
Date	Apr 13, 2026
Instrument	20267246

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	302 ROCK CIR, LAVACA, AR 72941-7021
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023G00087
Date	Jan 3, 2023
Instrument	2023G-00087

Lender

Name	ARVEST BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Apr 15, 2023

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 14, 2023
Property Address	302 ROCK CIR, LAVACA, AR 72941-7021
Document Number	2023G07231
Instrument Date	Apr 14, 2023
Instrument	2023G-07231
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10660, FORT SMITH, AR 72917-0660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ROCK CIR, LAVACA, AR 72941-7021

Mortgage

Document Number	2023G07232
Date	Apr 14, 2023
Instrument	2023G-07232

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 5, 2022
Property Address	302 ROCK CIR, LAVACA, AR 72941-7021
Document Number	2022G08078
Instrument Date	Apr 5, 2022
Instrument	2022G-08078
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$105.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10660, FORT SMITH, AR 72917-0660
Investor	Possibly a Property Investor

Mortgage

Document Number	2022G08084
Date	Apr 5, 2022
Instrument	2022G-08084

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 5, 2023

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 5, 2022
Property Address	302 ROCK CIR, LAVACA, AR 72941-7021
Document Number	2022G08083
Instrument Date	Apr 5, 2022
Instrument	2022G-08083
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$105.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10660, FORT SMITH, AR 72917-0660
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,805.00 Homeowner's exemption	$49,556 (-) Land $7,000 Building $42,556	$247,780 (-) Land $35,000 Building $212,780
2025	$1,805.00 (+493.75%) Homeowner's exemption	$49,556 (+801.02%) Land $7,000 Building $42,556	$247,780 (+801.02%) Land $35,000 Building $212,780
2023	$304.00	$5,500 Land $5,500	$27,500 Land $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 92% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

302 Rock Cir, Lavaca, AR 72941 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rock Cir

Nearby Streets

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