Henderson County property record for 302 Rich Mountain Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,597 sqft · built 1999 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (May 2022) |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10050835144855 |
| Primary APN | 10050835144855 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,597 sqft Heated Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 381 sqft |
| Unfinished Basement | 835 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9958051 |
|---|---|
| Street Address | 302 RICH MOUNTAIN RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9958051~R3 |
| Legal Description | RIVER RIDGE LO35A SEII PL1996-2247B |
| Legal Subdivision | RIVER RIDGE SUBDIVISION |
| Legal Block | 35 |
| Legal Lot Number | 1448 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 RICH MOUNTAIN RD, FLAT ROCK, NC 28731-7798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2021 · Amount on Record |
| Deed Document Number | 2022980169 |
| Deed Book / Page | 3917 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 24, 2022 |
| Property Address | 302 RICH MOUNTAIN RD, FLAT ROCK, NC 28731-7798 |
| Document Number | 0039170001 |
| Book / Page | 3917 / 1 |
| Map Reference | SL 2247-B |
| Instrument Date | May 19, 2022 |
| Instrument | 980169 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 SPARTANBURG HWY # HWY70-332, 628, HENDERSONVILLE, NC 28792-5761 |
| Name | Verified Name |
|---|---|
| Address | 302 RICH MOUNTAIN RD, FLAT ROCK, NC 28731-7798 |
| Document Number | 0000980170 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 980170 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,700 (-) Land $61,200 Building $335,500 | ||
| 2025 | $2,008.00 | $396,700 (-) Land $61,200 Building $335,500 | |
| 2023 | $396,700 Land $61,200 Building $335,500 | $396,700 Land $61,200 Building $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
4G LTE only, no 5G reported
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