302 Ranch Way, Bailey, CO 80421 Property Records

Park County property record for 302 Ranch Way, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,067 sqft · built 2000
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Mar 2026)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2024 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R0045096`

Property Details

APN / Parcel Number

Primary APN	`R0045096`
Alternative APN	`45096`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,067 sqft Living Area
1st Floor Area	1,494 sqft
2nd Floor Area	1,573 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	71,438 sqft (1.64 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	828 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45096
Street Address	302 RANCH WAY
City	BAILEY
State	CO
Zip	80421-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S22 SE4 ELK CREEK HIGHLANDS RESUBDIVISION FILING 8 BLOCK 25 LOT 32
Legal Subdivision	ELK CRK HGHLNDS FLG8
Legal Block	25
Legal Lot Number	32
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1015
Census Tract	101

Owner

Source: Park County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 RANCH WAY, BAILEY, CO 80421-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 3, 2024	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Nov 14, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Aug 23, 2023	Intrafamily Transfer, Transfer
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 23, 2019	Grant Deed, Transfer · Conventional Mortgage ENT CU
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jul 3, 2024 · Amount on Record
Deed Document Number	2026825084
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000803982
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Mar 2, 2026
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000825084
Instrument Date	Feb 27, 2026
Instrument	825084
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FNTIC, FNTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 RANCH WAY, BAILEY, CO 80421-1237

Mortgage

Document Number	0000825085
Date	Mar 2, 2026
Instrument	825085

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jul 3, 2024
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000810705
Instrument Date	Jul 1, 2024
Instrument	810705
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 RANCH WAY, BAILEY, CO 80421-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 RANCH WAY, BAILEY, CO 80421-1237

Mortgage

Document Number	0000810706
Date	Jul 3, 2024
Instrument	810706

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PARK CO
Recording Date	Nov 14, 2023
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000805949
Instrument Date	Oct 31, 2023
Instrument	805949
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	385 WILD ROSE DR, AUSTIN, TX 78737-4537

Mortgage

Document Number	0000805950
Date	Nov 14, 2023
Instrument	805950

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PARK CO
Recording Date	Aug 23, 2023
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000803982
Instrument Date	Aug 10, 2023
Instrument	803982
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 WILD ROSE DR, AUSTIN, TX 78737-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Aug 2, 2022
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000794993
Instrument Date	Aug 1, 2022
Instrument	794993
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WILD ROSE DR, AUSTIN, TX 78737-4537

Mortgage

Document Number	0000794994
Date	Aug 2, 2022
Instrument	794994

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000766879
Date	Jun 29, 2020
Instrument	766879

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PARK CO
Recording Date	Sep 23, 2019
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000759262
Instrument Date	Sep 20, 2019
Instrument	759262
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.85
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 HIGHLAND END BAILEY CO 804211222, BAILEY, CO 80421-1222

Mortgage

Document Number	759263
Date	Sep 23, 2019
Instrument	759263

Lender

Name	ENT CU
Address	COLORADO SPRINGS, CO 80920-6517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jun 13, 2019
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000756151
Instrument Date	Jun 11, 2019
Instrument	756151
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 RANCH WAY, BAILEY, CO 80421-1237

Mortgage

Document Number	0000756152
Date	Jun 13, 2019
Instrument	756152

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	302 RANCH WAY, BAILEY, CO 80421-1237
Document Number	0000735790
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 RANCH WAY BAILEY CO 804211237, BAILEY, CO 80421-1237

Mortgage

Document Number	0000735790
Date	May 30, 2017
Instrument	735790

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2032

Tax Assessment & Valuation

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (-9.39%)	$50,990 (-17.61%) Land $7,940 Building $43,050	$815,872 (-16.65%) Land $127,038 Building $688,834
2023	$3,601.00 (+21.74%)	$61,890 (+32.47%) Land $7,850 Building $54,040	$978,792 (+45.59%) Land $124,172 Building $854,620
2022	$2,958.00	$46,720 Land $5,220 Building $41,500	$672,280 Land $75,112 Building $597,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: CenturyLink.

Cell Coverage

4G LTE only, no 5G reported

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