302 Pt Dr, Hardy, VA 24101 Property Records

Franklin County property record for 302 Pt Dr, Hardy, VA 24101

Property Summary

Property Type	Other Improved
Lot Size	0.728 acres (31,712 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2023)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	Dec 2023 Sale Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004 03-014 00`

Property Details

APN / Parcel Number

Primary APN	`004 03-014 00`
Alternative APN	`41314`

Exterior

Lot Area	31,712 sqft (0.728 acres)
Terrain	Rolling
View / Lot	Waterfront
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	576 sqft

Location & Zoning

Account Number	41314
Street Address	302 POINT DR
City	HARDY
State	VA
Zip	24101
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	RIDGEWOOD SHORES LOT 14
Legal Subdivision	RIDGEWOOD SHORES
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1020
Census Tract	20301

Owner

302 Pt Dr is owned by an individual who bought it in December 2023.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	241 EYLES LN, WINCHESTER, VA 22603-2485
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BOTETOURT
May 27, 2022	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Aug 20, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	May 27, 2022 · Amount on File
Deed Document Number	20237451
Deed Book / Page	1207 / 1545
Record Updated	Sep 20, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 21, 2023
Property Address	302 POINT DR, HARDY, VA 24101-3900
Document Number	0012071545
Book / Page	1207 / 1545
Map Reference	MB 853 PG 2304-2308
Instrument Date	Dec 19, 2023
Instrument	230007451
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$182.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 EYLES LN, WINCHESTER, VA 22603-2485

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	302 POINT DR, HARDY, VA 24101-3900
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011960703
Date	Mar 9, 2023
Book Page	1196/703
Instrument	230001208

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 27, 2022
Property Address	302 POINT DR, HARDY, VA 24101-3900
Document Number	0011850153
Book / Page	1185 / 153
Map Reference	MB 853 PG 2304-2308
Instrument Date	May 18, 2022
Instrument	220004235
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	500 RIDGELAKE RD, GOODVIEW, VA 24095-2423

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	302 POINT DR, HARDY, VA 24101-3900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011450539
Date	Aug 20, 2020
Book Page	1145/539
Instrument	200006065

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 302 Pt Dr was $1,047.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,047.00	$243,500 Land $175,000 Building $68,500	$243,500 Land $175,000 Building $68,500
2023	$732.00	$120,000 (-) Land $120,000	$120,000 (-) Land $120,000
2022		$120,000 Land $120,000	$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Pt Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Pt Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: Verizon, Xfinity, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pt Dr

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