Buchanan County property record for 302 Prospect St, Aurora, IA 50607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 866 sqft · built 1979 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0312478006 |
| Primary APN | 0312478006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 866 sqft Living Area |
| Basement Area | 866 sqft |
| Finished Basement | 866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 936 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 302 PROSPECT ST |
|---|---|
| City | AURORA |
| State | IA |
| Zip | 50607-7707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARRENS LOTS 4-5BLK 1 |
| Legal Subdivision | WARRENS |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950100 |
302 Prospect St is owned and occupied by two individuals.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4, AURORA, IA 50607-0004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Dec 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 302 PROSPECT ST, AURORA, IA 50607-7707 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 302 PROSPECT ST, AURORA, IA 50607-7707 |
| Document Number | 2025R03139 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025R03139 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 302 PROSPECT ST, AURORA, IA 50607-7707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R04164 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022R04164 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 302 PROSPECT ST, AURORA, IA 50607-7707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R01864 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023R01864 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 302 Prospect St was $1,340 with a homeowner's exemption.
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Aurora City |
| Unified School District | East Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,340.00 Homeowner's exemption | $108,330 Land $12,390 Building $95,940 | $108,330 Land $12,390 Building $95,940 |
| 2023 | $1,284.00 Homeowner's exemption | $92,740 Land $11,060 Building $81,680 | $92,740 Land $11,060 Building $81,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| East Buchanan Telephone Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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