742 MCKNIGHT DR STE 213, 213, KNIGHTDALE, NC 27545-7764
Investor
Possibly a Property Investor
Mortgage
Document Number
0006111435
Date
Mar 7, 2024
Instrument
6111-435
Lender
Name
HOMETRUST BANK
Type
Bank
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
September 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ONSLOW NC
Recording Date
Sep 9, 2022
Property Address
302 PINE BAY CT, SWANSBORO, NC 28584-8856
Document Number
0058340236
Book / Page
5834 / 236
Map Reference
MB 52 PG 239
Instrument Date
Sep 9, 2022
Transaction Type
Transfer
Record Updated
Feb 2, 2023
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$138.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
5970 LYCEUM LN, MANASSAS, VA 20112-5490
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 116, MAYSVILLE, NC 28555-0116
Mortgage
Document Number
0005834239
Date
Sep 9, 2022
Instrument
5834-239
Lender
Name
FIRST CITIZENS BANK & TRUST CO
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
January 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ONSLOW NC
Recording Date
Jan 4, 2021
Property Address
302 PINE BAY CT, SWANSBORO, NC 28584-8856
Document Number
0053520073
Book / Page
5352 / 73
Map Reference
MB 52 PG 239
Instrument Date
Dec 7, 2020
Transaction Type
Transfer
Record Updated
May 5, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$120.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
419 SALT CREEK RD, 419, SWANSBORO, NC 28584-7538
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5970 LYCEUM LN, MANASSAS, VA 20112-5490
Mortgage
Document Number
0000535276
Date
Jan 4, 2021
Instrument
5352/76
Lender
Name
FIRST CITIZENS BANK & TRUST CO
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2026 property tax bill for 302 Pine Bay Ct was $3,965.
Source: Onslow County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Onslow County
Unified School District
Onslow County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$3,965.00
$684,188Land $85,000Building $599,188
$684,188Land $85,000Building $599,188
2023
$458.00
$70,000Land $70,000
$70,000Land $70,000
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 302 Pine Bay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 114 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
114 in force
Nearby Flood Claims
19 (1996–2018)
Claims Outside the SFHA
4 of 19
Most Recent Claim
Sep 2018 · Hurricane Florence
Claims by Event
Hurricane Florence, Sep 2018 · 15 claims
Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 302 Pine Bay Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood
0.03% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source
Groundwater
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025