302 Pebble Ave, Roscommon, MI 48653 Property Records

Roscommon County property record for 302 Pebble Ave, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1999
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Dec 2023)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`008-441-001-1000`

Property Details

APN / Parcel Number

Primary APN	`008-441-001-1000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	27,878 sqft (0.64 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	302 PEBBLE AVE
City	ROSCOMMON
State	MI
Zip	48653-8749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-986 P-1535 L-799 P-5 233 LOTS 1001 & 1002 HIGGINS LAKE FOREST ESTATES # 4 PP: 008-441-001-0000 & 441-002-0000 (04)
Legal Subdivision	HIGGINS LAKE FOREST ESTATES 4
Legal Lot Number	1001
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1146
Census Tract	970600

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 PEBBLE AVE, ROSCOMMON, MI 48653-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Deed Document Number	20237548
Deed Book / Page	1185 / 2518
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	1162/0639
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 13, 2026
Property Address	302 PEBBLE AVE, ROSCOMMON, MI 48653-8749
Document Number	0000005675
Book / Page	1194 / 771
Instrument Date	Aug 6, 2026
Instrument	20265675
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 PEBBLE AVE, ROSCOMMON, MI 48653-8749

Mortgage

Document Number	0000005675,
Date	Aug 13, 2026
Book Page	1194/771
Instrument	20265675

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 26, 2017
Property Address	302 PEBBLE AVE, ROSCOMMON, MI 48653-8749
Document Number	1162/0639
Book / Page	1162 / 0639
Map Reference	LB 7 PG 61
Instrument Date	Apr 25, 2017
Instrument	201700003242
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 PEBBLE AVE, ROSCOMMON, MI 48653-8749

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 (+15.66%)	$252,600 (+15.66%)
2025	$2,383.00 (+80.12%) Homeowner's exemption	$109,200 (+49.38%)	$218,400 (+49.38%)
2023		$73,100	$146,200
2022	$1,323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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