302 Opal Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 302 Opal Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 2007
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jun 2008)
Tax Bill	$1,532 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1114K-163`

Property Details

APN / Parcel Number

Primary APN	`1114K-163`
Alternative APNs	`193038000` `070940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	193038000
Street Address	302 OPAL LN
City	JACKSONVILLE
State	NC
Zip	28546-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L163 P1 STERLING FARMS
Legal Subdivision	STERLING FARMS PH 1
Legal Lot Number	163
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2011
Census Tract	103

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 OPAL LN, JACKSONVILLE, NC 28546-8739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 6, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2008 · Amount on Record
Deed Sale	Jun 27, 2008 · Amount on Record
Deed Book / Page	3089 / 563
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	302 OPAL LN, JACKSONVILLE, NC 28546-8739
Document Number	0053690393
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 OPAL LN JACKSONVILLE NC 285468739, JACKSONVILLE, NC 28546-8739

Mortgage

Document Number	0053690393
Date	Jan 27, 2021
Book Page	005369/000393

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 26, 2028

Interest

Rate	3%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 6, 2021
Property Address	302 OPAL LN, JACKSONVILLE, NC 28546-8739
Document Number	0053530897
Book / Page	005353 / 000897
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 OPAL LN JACKSONVILLE NC 285468739, JACKSONVILLE, NC 28546-8739

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,532.00	$292,909 (+25.21%) Land $50,000 Building $242,909	$292,909 (+25.21%) Land $50,000 Building $242,909
2023	$1,532.00	$233,943 Land $37,000 Building $196,943	$233,943 Land $37,000 Building $196,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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