St. Clair County property record for 302 Old Floraville Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,068 sqft · built 1905 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| APN | 16-11-0-205-005 |
| Primary APN | 16-11-0-205-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Basement Area | 1,608 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|
| Street Address | 302 OLD FLORAVILLE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNS 1ST ADD LOT/SEC-15 LOTS 13 15 17 19 21 & 23 AS IN BK 2600-888 A02614355 |
| Legal Subdivision | HORNS 1ST ADD |
| Legal Block | 205 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 503203 |
302 Old Floraville Rd is owned and occupied by two individuals who acquired it in May 2019.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 OLD FLORAVILLE RD, WATERLOO, IL 62298-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2019 |
| Transfer Doc | 0002614355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 302 OLD FLORAVILLE RD, WATERLOO, IL 62298-4518 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | A02697624 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | A02697624 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | May 1, 2028 |
| Rate | 3% |
|---|
The 2025 property tax bill for 302 Old Floraville Rd was $3,180 with exemptions applied.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 | $53,487 Land $10,565 Building $42,922 | $160,461 Land $31,695 Building $128,766 |
| 2022 | $40,547 Land $8,869 Building $31,678 | $121,641 Land $26,607 Building $95,034 | |
| 2019 | $2,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 302 Old Floraville Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Old Floraville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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