Barnstable County and Barnstable Town City property record for 302 Ocean St, Hyannis, MA 02601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $12,066 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Jan 2026 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | HYAN M:325 L:051 |
| Primary APN | HYAN M:325 L:051 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Account Number | 238442 |
|---|---|
| Street Address | 302 OCEAN ST |
| City | HYANNIS |
| State | MA |
| Zip | 02601-4775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12502 |
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 302 OCEAN ST, HYANNIS, MA 02601-4775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 6, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYANNIS MA |
| Property Address | 302 OCEAN ST, HYANNIS, MA 02601-4775 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037399-43 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 37399/43 |
| Instrument | 312 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Feb 1, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2026 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYANNIS MA |
| Property Address | 302 OCEAN ST, HYANNIS, MA 02601-4775 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037399-23 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 37399/23 |
| Instrument | 311 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Feb 1, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2026 |
| Index | Other |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,066.00 (+6.67%) | $1,301,600 (+4.14%) Land $338,500 Building $963,100 | $2,164,195 |
| 2024 | $11,312.00 (+6.27%) | $1,249,900 (+12.37%) Land $338,500 Building $911,400 | |
| 2023 | $10,645.00 | $1,112,300 Land $314,800 Building $797,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Nearby Flood Policies | 228 units insured incl. 130 condo units |
| Nearby Flood Claims | 42 (1978–2018) |
| Claims Outside the SFHA | 20 of 42 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people · EPA ID MA4020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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