Monmouth County and Spring Lake Borough property record for 302 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 1920 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Oct 2017) |
| Tax Bill | $8,646 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 47-00015-0000-00019 |
| Primary APN | 47-00015-0000-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Upper Floors Area | 836 sqft |
| Attic | Attic |
| Attic Area | 836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 302 OCEAN RD |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | SPRING LAKE BEACH |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 809100 |
302 Ocean Rd is owned by two individuals who bought it in October 2017.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 436 HILLSIDE AVE, WESTFIELD, NJ 07090-2901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Apr 17, 2018 | Deed of Trust, Mortgage SANTANDER BK NA |
| Oct 2, 2017 | Grant Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on File |
| Deed Sale | Oct 2, 2017 · Amount on File |
| Deed Document Number | 201796741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 302 OCEAN RD, SPRING LAKE, NJ 07762-1026 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096403092 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 9640/3092 |
| Instrument | 2023024167 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 302 OCEAN RD, SPRING LAKE, NJ 07762-1026 |
| Document Number | 0000095613 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 OCEAN RD SPRING LAKE NJ 077621026, SPRING LAKE, NJ 07762-1026 |
| Document Number | 0000095613 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 009436/005530 |
| Instrument | 95613 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 302 OCEAN RD, SPRING LAKE, NJ 07762-1026 |
| Document Number | 0000042688 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 302 OCEAN RD SPRING LAKE NJ 077621026, SPRING LAKE, NJ 07762-1026 |
| Document Number | 0000042688 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 009285/001005 |
| Instrument | 42688 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 2, 2017 |
| Property Address | 302 OCEAN RD, SPRING LAKE, NJ 07762-1026 |
| Document Number | 0000096741 |
| Book / Page | 009251 / 007266 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 96741 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 BIRCH AVE WESTFIELD NJ 070903064, WESTFIELD, NJ 07090-3064 |
| Document Number | 96742 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 009251/007283 |
| Instrument | 96742 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 302 Ocean Rd was $8,646, up 6.2% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008,100 (+6.14%) Land $1,666,000 Building $342,100 | $2,008,100 (+6.14%) Land $1,666,000 Building $342,100 | |
| 2025 | $8,646.00 (+6.19%) | $1,891,900 Land $1,564,000 Building $327,900 | $1,891,900 Land $1,564,000 Building $327,900 |
| 2024 | $8,142.00 | ||
| 2023 | $1,429,400 Land $1,131,500 Building $297,900 | $1,429,400 Land $1,131,500 Building $297,900 | |
| 2022 | $7,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Ocean Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 302 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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