302 Oak St, Mount Vernon, OH 43050 Property Records

Knox County property record for 302 Oak St, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,822 sqft · built 1907
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$243,533 (Jul 2025)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`66-04446.000`

Property Details

APN / Parcel Number

Primary APN	`66-04446.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	1,054 sqft
Upper Floors Area	768 sqft
Basement Area	670 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Galvanized Metal
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	5 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 OAK ST
City	MOUNT VERNON
State	OH
Zip	43050-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 6 1 W OF LOT 1 SNYDERS 2ND
Legal Lot Number	1
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2036
Census Tract	7500

Owner

302 Oak St is owned and occupied by two individuals who bought it in July 2025.

Source: Knox County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 OAK ST, MOUNT VERNON, OH 43050-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	20254830
Deed Book / Page	2080 / 815
Prior Transfer Date	Sep 4, 2003
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Mar 3, 2022
Property Address	302 OAK ST, MOUNT VERNON, OH 43050-3633
Document Number	0000001769
Book / Page	1910 / 80
Instrument Date	Mar 2, 2022
Instrument	20220-00001769
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 OAK ST, MOUNT VERNON, OH 43050-3633

Mortgage

Document Number	0000001770
Date	Mar 3, 2022
Instrument	20220-00001770

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	302 OAK ST, MOUNT VERNON, OH 43050-3633
Document Number	0017980209
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 OAK ST MOUNT VERNON OH 430503633, MOUNT VERNON, OH 43050-3633

Mortgage

Document Number	0017980209
Date	Aug 26, 2020
Book Page	001798/000209
Instrument	7012

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Oak St was $1,718, down 2.2% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$129,720 Land $24,190 Building $105,530
2025	$1,718.00 (-2.22%)	$45,410 (-) Land $8,470 Building $36,940
2024	$1,757.00 (+1.8%)	$45,410 (-) Land $8,470 Building $36,940
2023	$1,726.00 (+11.93%)	$45,410 (+25.03%) Land $8,470 Building $36,940	$129,720 Land $24,190 Building $105,530
2022	$1,542.00	$36,320 Land $6,770 Building $29,550
2020			$103,770 Land $19,350 Building $84,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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