302 Oak St, Edgewood, MD 21040 Property Records

Harford County property record for 302 Oak St, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,850 sqft · built 1940
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Aug 1999)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-028154`

Property Details

APN / Parcel Number

Primary APN	`01-028154`
Alternative APNs	`1028154` `028154`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 62 ft wide
Porch	Porch
Porch Area	200 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028154
Street Address	302 OAK ST
City	EDGEWOOD
State	MD
Zip	21040-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 60X200 302 OAK STREET 1ST EAST ADDN EDGE P2/27
Legal Subdivision	EAST ADD
Legal Block	B
Legal Lot Number	302
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2012
Census Tract	301602

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 OAK ST, EDGEWOOD, MD 21040-3322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1999 · Amount on Record
Deed Sale	Aug 27, 1999 · Amount on Record
Prior Sale	Jun 19, 1984 · Amount on Record
Deed Document Number	1999377
Deed Book / Page	3099 / 308
Last Transfer Date	Nov 5, 2024
Transfer Doc	0165680387
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Oct 11, 2022
Property Address	302 OAK ST, EDGEWOOD, MD 21040-3322
Document Number	0157010399
Book / Page	15701 / 399
Map Reference	MB DGW2 FO 27
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	302 OAK ST, EDGEWOOD, MD 21040-3322
Investor	Possibly a Property Investor

Mortgage

Document Number	0157010406
Date	Oct 11, 2022
Instrument	15701-0406

Lender

Name	HARIORD BANK
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,300 (+6.25%) Land $65,700 Building $136,600	$202,300 (-) Land $65,700 Building $136,600
2025	$1,910.00 (+6.05%) Homeowner's exemption	$190,400 (+14.29%)	$202,300 (+21.43%) Land $65,700 Building $136,600
2023		$166,600 Land $65,700 Building $100,900	$166,600 Land $65,700 Building $100,900
2022	$1,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20