Onslow County property record for 302 Nicholas Way, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,646 sqft · built 2024 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,120,000 (Apr 2025) |
| Tax Bill | $4,636 (2026) |
| Deeds & Mortgages | Nov 2023 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 1315A-86 |
| Primary APN | 1315A-86 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 25,352 sqft (0.582 acres) |
| Lot Dimensions | 295 ft deep x 86 ft wide |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490020346 |
|---|---|
| Street Address | 302 NICHOLAS WAY |
| City | HUBERT |
| State | NC |
| Zip | 28539-4683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L20 HOGANS LANDING |
| Legal Subdivision | HOGANS LANDING |
| Legal Lot Number | 20 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2801 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 NICHOLAS WAY, HUBERT, NC 28539-4683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Deed Book / Page | 6347 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 302 NICHOLAS WAY, HUBERT, NC 28539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060660431 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 6066/431 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,636.00 (+178.61%) | $1,002,536 (+294.53%) Land $332,500 Building $670,036 | $1,002,536 (+294.53%) Land $332,500 Building $670,036 |
| 2023 | $1,664.00 | $254,110 Land $250,000 Building $4,110 | $254,110 Land $250,000 Building $4,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 11 (1998–2018) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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