Lake County property record for 302 Niagara Dr, Volo, IL 60073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,544 sqft · built 2014 |
| Lot Size | 0.031 acres (1,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $6,455 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-312-042 |
| Primary APN | 09-02-312-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 772 sqft |
| 2nd Floor Area | 772 sqft |
| Upper Floors Area | 772 sqft |
| Basement Area | 292 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,333 sqft (0.031 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 NIAGARA DR |
|---|---|
| City | VOLO |
| State | IL |
| Zip | 60073-5945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYMPHONY MEADOWS NEIGHBORHOOD FIVE A SUB; LOT 215-2 |
| Legal Subdivision | SYMPHONY MEADOWS NEIGHBORHOOD FIVE A SUB |
| Legal Lot Number | 215-2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 864207 |
Source: Lake County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 NIAGARA DR, VOLO, IL 60073-5945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 14, 2021 | Warranty Deed, Transfer · FHA Mortgage HOME STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Jan 14, 2021 · Amount on Record |
| Deed Document Number | 20237995409 |
| Prior Transfer Date | Oct 21, 2020 |
| Prior Transfer Doc | 0007738947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 302 NIAGARA DR, VOLO, IL 60073-5945 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 302 NIAGARA DR, VOLO, IL 60073-5945 |
| Document Number | 0007922195 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 7922195 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 13, 2023 |
| Property Address | 302 NIAGARA DR, VOLO, IL 60073-5945 |
| Document Number | 0007995409 |
| Map Reference | DOC 6135743 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 7995409 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 302 NIAGARA DR, VOLO, IL 60073-5945 |
| Document Number | 0007995411 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 7995411 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Number | 0007995412 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 7995412 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCKLIN, CA 95765 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 14, 2021 |
| Property Address | 302 NIAGARA DR, VOLO, IL 60073-5928 |
| Document Number | 0007738947 |
| Map Reference | DOC 6135743 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 7738947 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 NIAGARA DR, VOLO, IL 60073-5928 |
| Document Number | 0007738948 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 7738948 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 10, 2050 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Volo Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,707 (+16.78%) Land $7,608 Building $72,099 | $239,145 (+16.78%) Land $22,826 Building $216,319 | |
| 2024 | $6,455.00 (+13.74%) | ||
| 2023 | $5,675.00 (+3.03%) | $68,252 (+4.71%) Land $6,515 Building $61,737 | $204,777 (+4.71%) Land $19,547 Building $185,230 |
| 2022 | $5,508.00 | $65,182 Land $6,092 Building $59,090 | $195,566 Land $18,278 Building $177,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VOLO serves 6,629 people · EPA ID IL0971770 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Barium resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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