Champaign County property record for 302 N Jackson St, Philo, IL 61864 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 12,000 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2026) |
| Tax Bill | $3,909.00 (2024) |
| Primary APN | 19-27-23-105-006 |
|---|
| Lot Area | 12,000 sqft (0.275 acres) |
|---|
| Street Address | 302 N JACKSON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9690 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 5 HALES, E.B., 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-105-006
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY/IL COMMUNITY CREDIT UNION |
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Mar 30, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Dec 27, 2019 | Deed of Trust, Mortgage · Closed End Mortgage PHILO EXCHANGE BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Deed Doc Number | 20266112 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0000003801 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 28, 2026 |
| Property Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Document Number | 0000006112 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20266112 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,207.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006113, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20266113 |
| Name | UNIVERSITY/IL COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022201 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022R22201 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 10.8% |
| Index | 12-Month MTA |
| Max Rate | 10.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 30, 2023 |
| Property Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Document Number | 0000003801 |
| Map Reference | DD 15 PG 428 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2023R03801 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 N NEIL ST STE 400, 400, CHAMPAIGN, IL 61820-3169 |
| Document Number | 0000003802 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023R03802 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021843 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019R21843 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 N JACKSON ST, PHILO, IL 61864-9690 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001437 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021R01437 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2050 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,790 (+25.04%) Land $7,370 Building $70,420 | $233,370 (+25.04%) Land $22,110 Building $211,260 | |
| 2024 | $3,909.00 (+9.5%) | ||
| 2022 | $3,570.00 Homeowner's exemption | $62,210 Land $5,890 Building $56,320 | $186,630 Land $17,670 Building $168,960 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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