Steele County property record for 302 N Cedar Ave, Owatonna, MN 55060
| Property Type | Commercial |
|---|---|
| Details | 5,544 sqft · built 1890 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Nov 2021) |
| Tax Bill | $7,916 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-1903 |
| Primary APN | 17-100-1903 |
|---|
| Building Area | 5,544 sqft Building Perimeter |
|---|---|
| 1st Floor Area | 2,772 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 2,788 sqft (0.064 acres) |
| Street Address | 302 N CEDAR AVE |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL TOWN BLK 19 S1/3 OF SUB L1 OF LOT 2 ORIG TN |
| Legal Section | TW |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owatonna Commercial Historic District listed 2015 · 75 contributing resources · NRIS 14001237 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2040 EDGEWOOD DR, OWATONNA, MN 55060-2008 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | 2021439807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Nov 16, 2021 |
| Property Address | 302 N CEDAR AVE, OWATONNA, MN 55060-2308 |
| Document Number | A000439807 |
| Instrument Date | Nov 15, 2021 |
| Instrument | A000439807 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2040 EDGEWOOD DR, OWATONNA, MN 55060-2008 |
| Document Number | A000439808 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | A000439808 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Nov 15, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,916.00 (+126.17%) | $287,400 (+4.7%) Land $29,300 Building $258,100 | $287,400 (+4.7%) Land $29,300 Building $258,100 |
| 2025 | $274,500 (+173.13%) Land $28,000 Building $246,500 | $274,500 (+173.13%) Land $28,000 Building $246,500 | |
| 2023 | $3,500.00 | $100,500 Land $28,000 Building $72,500 | $100,500 Land $28,000 Building $72,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (2004–2016) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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