302 N A St, Elma, WA 98541 Property Records

Grays Harbor County property record for 302 N A St, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1915
Lot Size	0.301 acres (13,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,515 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041000700402`

Property Details

APN / Parcel Number

Primary APN	`041000700402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	2,748 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Multi-Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,113 sqft (0.301 acres)
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	332 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 N A ST
City	ELMA
State	WA
Zip	98541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSON & COMBES 2ND LOTS 4-6 BLK 7 LYG S OF LN DAF: COM SW CRN BLK 7 TH ALG W LN LOT 4 BLK 7 76.87' TO EXST FENCE LN TH ALG SD FENCE LN NE 72.99' TH CONT ALG SD FENCE LN NE 73.37' TO E LN OF LOT 6 BLK 7 SD PT TERM OF LN TGW 1/4 VAC ST ADJ BLK 7
Legal Range	35
Legal Township	06
Legal Section	18
Legal Subdivision	ANDERSON & COMBES
Legal Block	7
Legal Lot Number	4-6,4
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1003
Census Tract	502

Owner

302 N A St is owned by two individuals who acquired it in January 2025.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 839, ELMA, WA 98541-0839
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SECURITY BANK OF WASHINGTON
Jan 27, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2025
Transfer Doc	0000000037
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	302 N A ST, ELMA, WA 98541
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005100035
Date	May 10, 2023
Instrument	2023-05100035

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 27, 2025
Property Address	302 N A ST, ELMA, WA 98541
Document Number	0012700037
Map Reference	VOL 1 PG 187&188
Instrument Date	Jan 21, 2025
Instrument	2025-12700037
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 839, ELMA, WA 98541-0839

Mortgage

Document Number	0012700038
Date	Jan 27, 2025
Instrument	2025-12700038

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	302 N A ST, ELMA, WA 98541
Document Number	0009130006
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	302 N A ST ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number	0009130006
Date	Sep 13, 2019
Instrument	9130006

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 302 N A St was $3,515, down 5.2% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Elma City
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,515.00 (-5.2%)
2025	$3,708.00 (-4.33%)	$388,415 (-) Land $66,728 Building $321,687	$388,415 (-) Land $66,728 Building $321,687
2024	$3,876.00	$388,415 Land $66,728 Building $321,687	$388,415 Land $66,728 Building $321,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 N A St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 N A St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N A St

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