302 N 13th St, Erwin, NC 28339 Property Records

Harnett County property record for 302 N 13th St, Erwin, NC 28339 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1903
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Apr 2026)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06059710150002`

Property Details

APN / Parcel Number

Primary APN	`06059710150002`
Alternative APN	`1500041465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Heated Area
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	105 ft deep x 96 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500041465
Street Address	302 N 13TH ST
City	ERWIN
State	NC
Zip	28339-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT#A MAP S 96X105 MAP 10/30
Legal Subdivision	ERWIN MILLS
Legal Lot Number	A
Jurisdiction	HARNETT NC
Township / Civil Division	DUKE
Census Block Group	1
Census Block	1025
Census Tract	70500

Owner

Source: Harnett County records · APN 06059710150002

Assessment roll updated August 28, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 N 13TH ST, ERWIN, NC 28339-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE INC
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 09, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20268596
Deed Book / Page	4340 / 146
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0000001119
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	302 N 13TH ST, ERWIN, NC 28339-1418
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008322
Date	May 26, 2023
Book Page	4193/2809
Instrument	2023008322

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 30, 2026
Property Address	302 N 13TH ST, ERWIN, NC 28339-1418
Document Number	0000008596
Book / Page	4340 / 146
Instrument Date	Apr 16, 2026
Instrument	2026.8596
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N 13TH ST, ERWIN, NC 28339-1418

Mortgage

Document Number	0000008597,
Date	Apr 30, 2026
Instrument	2026..8597

Lender

Name	LOAN SIMPLE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000008598,
Date	Apr 30, 2026
Book Page	4340/161
Instrument	2026.8598

Lender

Name	LOAN SIMPLE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 01, 2036

Interest

Rate	6.22%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 30, 2025
Property Address	302 N 13TH ST, ERWIN, NC 28339-1418
Document Number	0000018449
Book / Page	4306 / 21
Map Reference	MB 10 PG 30
Instrument Date	Sep 15, 2025
Instrument	2025018449
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8004 NW 46TH TER, DORAL, FL 33166-5882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N 13TH ST, ERWIN, NC 28339-1418

Mortgage

Document Number	0000018450
Date	Sep 30, 2025
Instrument	2025018450

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 09, 2021
Property Address	302 N 13TH ST, ERWIN, NC 28339-1418
Document Number	0000008093
Book / Page	3966 / 892
Map Reference	MB 10 PG 30
Instrument Date	Mar 16, 2021
Instrument	2021008093
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8391 60TH ST N, 8391, PINELLAS PARK, FL 33781-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N 13TH ST, ERWIN, NC 28339-1418

Mortgage

Document Number	0000008094
Date	Apr 09, 2021
Instrument	2021008094

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Municipality	Erwin Town
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00	$146,607 (-)	$146,607 (-) Land $15,180 Building $131,427
2023	$1,794.00	$146,607	$146,607 Land $15,180 Building $131,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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